Self Employed Carer Insurance

Self Employed Carer Insurance

Insurance to protect you when you care for others…

If you’re a carer or Personal Assistant to others, it’s equally important that you take care of yourself. Our Carer’s Insurance protects you when you’re looking after others, with no excess to pay if you need to make a claim.

The effect that Carers and Personal Assistants can have on individuals life is significant and such role is often rewarding, but it also comes with a range of risks, such as;

• Accidental Injury to any person in relation to your work for example your client, or a member of the public
• Injury to yourself because of your work
• Loss or damage to property
• Allegations of abuse or negligence

Cover is provided up to £5 million worth of public liability insurance for carers, with additional protection in place against any claims for damage or loss of property and personal injury. The legal expenses element protects against liability for legal defence costs and a 24-hour Legal Advice Helpline is available should you need further support.

Personal Assistant Insurance can cover you for a whole year from just £6.25 a month or you may wish to opt for short-term carers insurance policies from £12.50 for the whole policy, making it an ideal and affordable option for those who require business insurance for carers.

Our Policies Change Lives

SAGIC who are owned by The Salvation Army underwrite all the carers insurance policies and are the only insurer to return 100% of their profit to charity, not to shareholders. When you purchase your insurance policy with us, you’ll not only be protecting yourself with a comprehensive policy for your needs, but you’ll also be helping to raise much-needed funds for The Salvation Army to help people in need and vital community projects across the UK.

What is covered?

• Accidental injury to any person
• Loss or damage to any property
• Overseas cover available up to 90 days

• Personal belongings at work up to the value of £250
• Personal or user’s belongings in the event of YOU being mugged
• Replacement of Keys and Locks up to the value of £100
• Damage to user’s property by way of forced access due to a medical emergency

• Includes overnight Hospital stay for yourself due to body injury
• Permanent total or partial disablement
• Body injury including accidental death

• Legal Defence and costs in the event of allegations of abuse and negligence
• Carers Legal Protection and 24/7 Legal Advice Helpline

SynergiseUK Limited is an Appointed Representative (Firm Number 915896) of Sure Wise Limited, for this policy.

Sure Wise Limited who are authorised and regulated by the Financial Conduct Authority (FCA). FCA Firm reference Number is 618327.