Mobility insurance offers essential protection for mobility scooters, powered wheelchairs, and other mobility aids. It covers accidental damage, theft, and third-party liability, ensuring users can maintain independence safely.
SynergiseUK partners with specialist insurers who understand the unique requirements of mobility device owners and provide flexible, tailored policies.
Who Is It For
Mobility insurance is suitable for:
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Users of mobility scooters or powered wheelchairs
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Carers or family members responsible for mobility devices
What Does It Cover
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Theft or attempted theft of mobility devices
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Accidental damage or breakdown (for powered devices)
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Public liability in case of injury or property damage
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Optional personal accident cover
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Optional cover for accessories such as cushions, trays, or spare batteries
The insurance products they can assist with are listed below:
- Cabin Car Insurance
- Mobility Scooter Cover
- Mobility Scooter Warranty
- Powered Wheelchair Insurance
- Wheelchair Insurance
Why Choose This Insurance
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Protects essential mobility devices against theft, damage, and liability
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Covers public use and home environments
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Optional protection for accessories and personal accidents
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Peace of mind for users, carers, and families
Important Considerations
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Confirm whether powered devices are fully covered for mechanical breakdown
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Ensure all accessories are declared for full protection
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Review public liability limits if devices are used outside private property
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Check optional personal accident and accessory cover
Protect Your Mobility Today
Keep your mobility devices fully protected against all risks.
Frequently asked Q&A's
Mobility Insurance is specialist cover that protects mobility equipment such as scooters, powered wheelchairs and other disability aids against theft, accidental damage, loss and third‑party liability while in use around the UK
No — it isn’t a legal requirement in the UK to have insurance for mobility equipment, but it’s strongly recommended to protect your valuable mobility devices and cover liability if someone is injured or their property is damaged while you are using them.
Typical cover includes accidental loss or damage, fire, storm, flood, theft, vandalism and third‑party liability to protect against claims from others injured or whose property is damaged.
Yes, most mobility insurance policies include third‑party liability, covering legal costs and compensation if you accidentally injure someone or damage their property with your mobility equipment
Some policies include temporary hire or replacement equipment costs if your mobility device is damaged and being repaired, helping you stay mobile while waiting for a fix or replacement.
Yes, many mobility insurance plans include cover for personal effects you carry with your equipment, such as bags or accessories, up to a specified limit.
Some insurers offer optional add‑ons like puncture cover or breakdown assistance so you can be helped if your equipment suffers a mechanical failure while out and about.
Yes, many policies allow you to insure more than one type of mobility equipment under the same plan, such as a scooter and powered wheelchair, subject to terms and value limits.
The cost of mobility insurance varies based on the value of the equipment and level of cover you choose, but competitive policies are typically affordable and tailored to your needs.
Some mobility insurance plans offer limited international cover for short trips abroad, though exclusions commonly apply and you should check your policy wording.
Yes, theft and attempted theft are normally included if there is evidence of forcible entry or the device was securely stored at the time of the incident.
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