Powered wheelchair insurance provides specialist protection for electric wheelchairs and mobility devices. It covers theft, accidental damage, vandalism, and liability to third parties when using your wheelchair, giving users financial peace of mind.
Who Is It For
Powered wheelchair insurance suits:
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Individuals who depend on powered wheelchairs daily
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Users navigating public areas, pavements, or private properties
What Does It Cover
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Theft or attempted theft
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Accidental damage or collision damage
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Third party liability for injury or property damage
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Optional personal accident cover
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Optional cover for accessories
Keep your powered wheelchair fully protected.
- No Excess
- Theft, Vandalism and Accidential Damage
- Third Party Liability and Legal Expenses
- Puncture Repair
- Fire Storm and Flood
- International travel cover (Excluding USA and Canada)
- No Hidden Fees
Why Choose This Insurance
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Financial protection for a vital mobility tool
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Coverage at home and on the move
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Liability protection for peace of mind
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Flexible cover levels to match needs
Some of the policies are underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. This means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim.
Important Considerations
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Check limits on public use and liability
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Declare high value accessories
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Maintain secure storage when not in use
Keep your powered wheelchair fully protected.
Frequently asked Q&A's
Powered Wheelchair Insurance protects your electric wheelchair against theft, accidental damage and loss, and includes third‑party liability cover in case someone is injured or their property is damaged while you are using it.
No, it isn’t a legal requirement to insure a powered wheelchair, but insurance is highly recommended because these devices can be costly and essential for daily mobility.
Typical cover includes loss or damage, theft, vandalism, storm and fire damage, third‑party liability and sometimes personal accident and legal expense cover.
Yes, theft and attempted theft are usually covered, especially if there is evidence of forcible entry or secure storage when the incident occurred.
Yes, third‑party liability cover protects you financially if another person is injured or their property is damaged as a result of using your powered wheelchair.
Yes, policies usually cover repair costs for accidental damage, including vandalism and insured events, subject to the policy terms.
Many insurers include hire costs to keep you mobile if your wheelchair is being repaired following an insured event.
Some policies offer international cover for a set number of days per year, protecting your powered wheelchair while abroad (usually excluding North America and Canada).
Yes, many policies include cover for personal effects carried with your powered wheelchair up to a specified amount.
Premiums vary based on cover level and the value of your wheelchair, but policies are typically affordable and tailored to your needs.
Yes, optional extras like puncture repair and breakdown assistance can often be added to provide more comprehensive protection.
Get in Touch
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