Self-storage insurance protects your belongings, valuables, and business stock kept in a storage facility. It covers risks such as fire, theft, water damage, or accidental damage. SynergiseUK offers access to trusted insurers to ensure your items are safe while stored.
Cover Includes:
- No Excess
- Theft, Fire, Flood, Pests & More
- Certificate Instantly Sent via Email
- No Hidden Fees
- 90% of Customers Save Money With Our Insurer
Listed below are the key features of each policy:
- Computer and electronic office equipment
- Deeds, registered bonds and other personal documents up to £1,000
- Household furnishings, furniture, carpets, curtains, and home appliances, including gas and electric cookers and telephone equipment
- Pedal cycles up to £1,000 per cycle
- Machinery, stock, tools, and plant
- Personal possessions
- Stamp collections and coin collections, with proof of ownership and providence up to £1,000
- Valuables up to £1,000
- Policies tailored to meet individual storage needs
- No hidden fees and No Excess
- Instant Certificate via Email
Further inclusions being Loss or damage to stored contents in the event of
- Natural disasters, including lightning, earthquake, storm, flood and weight of snow (excluded for Storage Container policies)
- Fire and explosion
- Leaking water/liquid from fixed water tanks and pipes (excluded for Storage Container policies)
- Theft and attempted theft, with proof of violent breaking and entering (e.g. broken lock)
- Falling trees, telegraph poles and lamp posts
- Collision by a vehicle or animal
- Impact by aircraft and other flying devices or items dropped from flying aircraft
- Rioters, violent disorders, strikes, labour disturbances, civil commotion and malicious acts
Insurers will replace or repair any stored items damaged. Repair or replacement will be at there discretion.
Some of the policies are underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. Which means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim.
Keep your belongings safe while in storage with tailored self-storage insurance.
SynergiseUK can arrange the right cover for your needs.
Frequently asked Q&A's
Self Storage Insurance protects your belongings stored in a self storage unit against loss or damage from fire, theft, flooding, storms and other insured events while they are kept off-site.
Most self storage facilities require it as part of their terms because the storage operator’s policy usually does not cover contents stored in your unit.
Policies commonly cover fire, storm and flood damage, theft with forced entry, vandalism, impact damage and sometimes water leaks or accidental damage.
Yes, Self Storage Insurance typically covers both household and business goods, such as furniture, electronics, documents and stock up to the agreed value.
Yes, theft and attempted theft are usually covered if there is evidence of forcible entry, such as a broken lock or forced door.
Many policies include accidental loss or damage caused by insured perils, but you should check your specific policy to confirm what is and isn’t included.
Yes, typical cover includes fire, lightning, storm, flood and other natural events outlined in your policy wording.
Exclusions often include mould, mildew, general wear and tear, infestations, and very high-value items unless specifically insured.
Costs vary based on the total value of your stored items and the level of cover you choose. It’s usually more affordable when compared with the storage facility’s own insurance.
Yes, many insurers allow you to use your own contents or specialist self storage cover, provided it names the storage facility and meets their requirements.
You should estimate the full replacement cost of everything in your unit and select a cover limit that reflects that total.
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