Stretched senior debt is a structured finance solution that provides higher leverage than traditional senior debt while maintaining a single senior lending position. It is commonly used where borrowers require increased funding without introducing separate mezzanine or equity layers.
SynergiseUK connects you with specialist brokers experienced in arranging stretched senior debt solutions for property, development, and complex corporate transactions.
Broker Disclaimer
SynergiseUK is not a lender. We introduce clients to a network of independent, whole of market specialist finance brokers. Stretched senior debt is subject to status, asset quality, cash flow, exit strategy, lender criteria, and legal due diligence.
What Is Stretched Senior Debt?
Stretched senior debt combines elements of senior and subordinated finance into a single facility, offering higher loan to value ratios than standard senior loans. While priced above traditional senior debt, it remains more cost effective and simpler than layered senior and mezzanine structures.
Specialist brokers structure facilities to balance leverage, pricing, and risk while aligning with the borrower’s exit strategy.
When Stretched Senior Debt Is Used
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Increasing leverage on development or investment projects
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Reducing the need for mezzanine or equity funding
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Simplifying capital structures
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Funding property acquisitions or refinances
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Supporting development and refurbishment projects
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Bridging funding gaps between senior debt and equity
Key Features of Stretched Senior Debt
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Higher loan to value than standard senior debt
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Single senior facility structure
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Competitive pricing compared to mezzanine
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Suitable for property and development finance
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Clear exit focused lending
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Flexible structuring options
Why Choose SynergiseUK for Stretched Senior Debt?
Access to Expert Brokers
Specialists experienced in structured and leveraged finance.
Whole of Market Access
Brokers compare banks, specialist lenders, and alternative funders.
Higher Leverage Solutions
Funding beyond traditional senior loan parameters.
Simplified Capital Structures
Single facility solutions without layered debt complexity.
Support for Complex Transactions
Including development, refurbishment, and investment deals.
Streamlined Application Process
Brokers manage credit analysis, lender negotiations, and approvals.
Secure the Right Stretched Senior Debt Solution
Whether funding a development, refinancing an existing facility, or optimising leverage, SynergiseUK connects you with specialist brokers who can identify stretched senior debt solutions aligned to your objectives.
Frequently asked Q&A's
A senior loan offering higher leverage by incorporating risk normally covered by mezzanine finance.
It provides increased leverage within a single senior facility rather than layered debt.
Property acquisitions, developments, refurbishments, and refinances.
Yes, but typically cheaper than combining senior and mezzanine finance.
Yes, lenders place significant emphasis on clear and realistic exit strategies.
It can reduce equity requirements but rarely eliminates them entirely.
Timescales vary, but specialist brokers can often progress efficiently.
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