Our panel of carefully selected Specialist Mortgage Brokers provides a whole of market service, helping you secure the right Buy-to-Let mortgage. Some lenders offer exclusive deals only available through SynergiseUK.
What is a Capital Raising Mortgage?
A Capital Raising Mortgage is a property finance solution designed for landlords and investors looking to release equity from their existing Buy-to-Let properties or secure funding for new investments.
Key points:
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Access funds from your existing property portfolio.
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Flexible lending options for residential or commercial Buy-to-Let.
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Supports portfolio growth and investment strategy.
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Use our Mortgage Calculator to estimate repayments and potential returns.
Why Choose SynergiseUK for Capital Raising Mortgages?
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Access to Competitive Buy-to-Let Rates: Our brokers search the whole market to find deals that suit your portfolio.
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Expert Guidance from Specialist Brokers: All advice and support come from regulated Buy-to-Let mortgage specialists.
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Personalised Support Throughout the Process: From initial enquiry to completion, your broker guides you step by step.
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Exclusive Deals: Certain lenders offer preferential rates and terms only via our panel.
Grow Your Property Portfolio with Confidence
SynergiseUK’s Specialist Mortgage Brokers help you unlock equity and secure funding for new Buy-to-Let properties. Take the first step toward expanding your portfolio today.
Frequently asked Q&A's
It’s a mortgage that allows landlords to release equity from existing properties or access funds for new Buy-to-Let investments. The capital can be used to expand your property portfolio or refinance existing loans.
Eligibility usually requires:
- Ownership of one or more Buy-to-Let properties
- Sufficient rental income to cover mortgage repayments
- A good credit history
- Minimum age requirements set by lenders
Lenders typically allow equity release up to a certain Loan-to-Value (LTV) percentage, depending on the property type, rental income, and your financial profile. Specialist brokers can help identify your options.
Yes. The released capital can be reinvested into other Buy-to-Let properties, used for renovations, or help cover deposits on additional investments.
Rates vary by lender, property type, and LTV. Specialist Buy-to-Let brokers can search the whole market to find competitive rates tailored to your portfolio.
Yes. Some lenders offer capital raising solutions specifically for commercial or mixed-use Buy-to-Let properties. Brokers will guide you to the right options.
Generally not, for experienced landlords. However, for newer investors, some lenders may consider guarantees or co-borrowers to support the application.
Timescales vary depending on the lender and your property portfolio. With specialist broker support, applications can often progress more quickly than going direct.
A First Time Landlord Mortgage is designed for people starting out in property investment. It allows you to buy a Buy-to-Let property, even if it’s your first time as a landlord.
A mortgage is a long-term financial commitment and is not suitable for everyone.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Interest rates may be fixed or variable. If you take a variable or tracker mortgage, your repayments could increase if interest rates rise. Changes to your personal circumstances — such as loss of income, illness, or increased living costs — could also affect your ability to meet repayments.
Mortgages often involve additional costs, including arrangement fees, legal fees, valuation fees, early repayment charges, and other lender or adviser fees. Extending the mortgage term may reduce monthly payments but can result in paying more interest overall and remaining in debt for longer.
You should carefully consider affordability now and in the future and seek professional advice before proceeding.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
No. SynergiseUK does not provide mortgage advice or lending decisions.
We act solely as a referral platform, introducing potential customers to authorised mortgage advisers or lenders.
Any advice, affordability assessment, credit checks, and mortgage recommendations will be provided directly by the authorised provider, who is responsible for ensuring the product is suitable for your circumstances and compliant with Financial Conduct Authority regulations.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
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