Explore your Right to Buy mortgage options. SynergiseUK introduces you to specialist brokers who help eligible tenants purchase their council or housing association home using their Right to Buy discount.
Specialist Brokers for Right to Buy Mortgages
SynergiseUK is not a broker.
We introduce you to a panel of Specialist Mortgage Brokers experienced in arranging Right to Buy mortgages for council and housing association tenants.
These brokers understand discount rules, deposit requirements, and lender criteria for Right to Buy purchases.
What Is a Right to Buy Mortgage?
A Right to Buy Mortgage allows eligible council or housing association tenants to purchase their rented home at a discounted price set by the government.
Suitable for:
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Council tenants
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Housing association tenants (depending on scheme eligibility)
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Tenants with long-term renting history
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Buyers using the Right to Buy discount as their deposit
Common features:
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Your Right to Buy discount can act as your deposit
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Brokers match lenders who accept high-discount or no deposit applications
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Mortgage offered on the reduced (discounted) purchase price
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Support for applicants with lower income or historic credit issues
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Some lenders offer exclusive Right to Buy products
Why Choose SynergiseUK for Right to Buy Mortgages?
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Access to Specialist Brokers
Brokers experienced in Right to Buy applications, discounts, and eligibility rules. -
Whole-of-Market Options
Brokers compare lenders offering competitive rates for Right to Buy borrowers. -
Low or No Deposit Options
Many lenders allow your RTB discount to serve as your deposit. -
Support Through Every Step
Brokers help with affordability checks, RTB forms, valuations, and lender requirements. -
Exclusive Access
Some lenders offer Right to Buy deals only through specialist brokers.
Buy Your Council Home with the Right Mortgage Support
SynergiseUK connects you to specialist brokers who can help you secure a Right to Buy mortgage and purchase your home using your government discount.
Frequently asked Q&A's
Yes. Many lenders accept the discount as your full deposit.
Discount levels depend on how long you’ve been a tenant and whether the property is a house or flat.
Some lenders accept applicants with previous credit issues. Specialist brokers advise based on your situation.
Yes. Lenders require a valuation of the property at its full market value.
Yes. You can usually purchase with eligible family members who have lived with you for at least 12 months.
Typically, 8–12 weeks depending on lender, valuation, and council processing time.
Yes. Standard affordability checks apply. Brokers help you prepare required documents.
Restrictions apply within the first five years — you may need to repay some discount.
SynergiseUK introduces you to specialist brokers who understand Right to Buy requirements and help secure suitable mortgage options.
A mortgage is a long-term financial commitment and is not suitable for everyone.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Interest rates may be fixed or variable. If you take a variable or tracker mortgage, your repayments could increase if interest rates rise. Changes to your personal circumstances — such as loss of income, illness, or increased living costs — could also affect your ability to meet repayments.
Mortgages often involve additional costs, including arrangement fees, legal fees, valuation fees, early repayment charges, and other lender or adviser fees. Extending the mortgage term may reduce monthly payments but can result in paying more interest overall and remaining in debt for longer.
You should carefully consider affordability now and in the future and seek professional advice before proceeding.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
No. SynergiseUK does not provide mortgage advice or lending decisions.
We act solely as a referral platform, introducing potential customers to authorised mortgage advisers or lenders.
Any advice, affordability assessment, credit checks, and mortgage recommendations will be provided directly by the authorised provider, who is responsible for ensuring the product is suitable for your circumstances and compliant with Financial Conduct Authority regulations.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
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