Home Employment Insurance

Cover includes

  • Individuals Employing Their Own Carers/PAs
  • Employers Liability up to £10m
  • Public Liability up to £5m
  • Legal Expenses
  • Redundancy Cover
  • Accidental Injury to Any Person

Home Employment Insurance

Insurance to protect others employed when you hire a personal assistant for care…

For people with specific needs who require assistance in their day to day lives, there are few options to choose from when arranging support, such as; hiring a Self Employed Carer, paying an organisation to provide care services or hiring a Personal Assistant directly.

Whether you receive support from the government or fund your own care, directly hiring one or multiple PAs/Carers means that you are regarded as an Employer under UK Law. What this means to you is, it is a legal requirement for you to provide insurance for your employees that protects their health & safety, with this specific type of cover being called Employers Liability Insurance.

Our Policies Change Lives

SAGIC who are owned by The Salvation Army underwrite all the carers insurance policies and are the only insurer to return 100% of their profit to charity, not to shareholders. When you purchase your insurance policy with us, you’ll not only be protecting yourself with a comprehensive policy for your needs, but you’ll also be helping to raise much-needed funds for The Salvation Army to help people in need and vital community projects across the UK.

Standard insurance cover to include:
  • No Hidden Costs
  • UK Call Centre
  • Damage to rented, leased, hired or borrowed properties for your activities
  • Overseas Personal Liability including bodily injury to any person or damage to material property
  • Employee’s liability in case of death, bodily injury, illness or disease to you
  • Bodily injury (including accidental death) to any employee
  • Up to £100,000 legal cover
  • 24/7 legal assistance helpline
  • A wide range of healthcare tasks is automatically included as standard
  • Free Legal helpline including employment matters
  • Free Employment manual

Get a quote for your Carers Home Employment Insurance policy by simply clicking on the below button