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Agency Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is an Agency Agreement?

An agency agreement is a legal relationship in which one party, known as the principal, authorises another party, known as the agent, to act on its behalf in various matters.

The relationship is typically governed by the terms and conditions outlined in the agency agreement.

Our panel of specialist lawyers can draft and advise you on the following:

  • Formation of Agency Relationship
  • Agent's Authority
  • Types of Agents
  • Duties of the Agent
  • Duties of the Principal
  • Termination of Agency
  • Liability Third-Party Relations
  • Agency and Contract Law

Find out how our panel of specialist lawyers can assist you.

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Airbnb Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Airbnb Insurance.

What is Airbnb Insurance?

Airbnb insurance covers your property investments and you while hosting throughout the UK.

  • Coverage for accidental damage, theft, and liability claims
  • Protection for personal belongings and the property
  • Public liability included which covers tenants, guests, and third parties against injury, illness, or damage to their property arising from your property
  • Cover for employees against illness or injury sustained in the course of working for you in relation to your accommodation
  • Cover for your loss of income should the property be uninhabitable due to buildings and/or contents damaged 
  • Comprehensive coverage tailored to meet the needs of Airbnb hosts throughout the UK

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Asbestos Inspections

Our panel of trusted specialist partners can carry out asbestos reports throughout the UK.

  • Qualified surveyors to carry out reports
  • Asbestos reports are carried out mainly on properties built before the year 2000 as may these may contain Asbestos
  • A report is advised and should also be carried out in commercial units or communal areas at the same time as a Fire Risk Assessment which our company can arrange the latter
  • All reports stored in a safe place within your own dashboard
  • Competitively priced
  • Inspections help prevent any issues that may arise when selling or renting out a property and should be done prior to any refurbishment or demolition works

Find out how are panel of specialists can assist you further.

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Assisted Sale Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Assisted Sale Agreements?

Assisted Sale Agreements are drawn up and put in place  for assisted sales, where a company takes over control of your mortgage payments, property maintenance and council tax.

The company in question will give you cash upfront to help you buy your next home, then sells your old property as quickly as possible.

Our panel of specialist lawyers can draft and advise you on the following:

  • Drafting the Assisted Sale Agreement
  • Management of the Agreement
  • Register the Restriction on Title

Find out how our panel of specialist lawyers can assist you.

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Auction Pack Review

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Auction Pack Review?

When considering purchasing a property at auction, it's essential to be aware of both the benefits and risks involved, given that winning the bid legally obligates you to complete the purchase, unlike the standard conveyancing process. Before the auction, you will typically receive a legal pack from the auction house, which may sometimes be inadequate, especially in cases of repossession where the seller had no ownership or residence in the property.

The auction legal pack should include key documents such as the;Contract of Sale, Title Plan, Register of Title (title deeds), Conveyancing Searches, Protocol Forms (TA6, TA10, and TA7), and, if applicable, a Leasehold Information Pack detailing ground rent, service charges, and major works for leasehold properties.

Our carefully selected panel of specialist lawyers can advise accordingly and provide a full report of all the legal implications before entering into a binding agreeement. Which they aim to do within 24 hours of receipt of instructions.

Find out how our panel of specialist lawyers can assist you.

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Auction Property Sales

We have carefully selected a panel of Auctioneers, who will be able to assist in selling residential and commercial property throughout the UK including Ireland and Scotland.

SynergiseUK vet all auction companies, who work to our strict code of practice, and offer the following for clients.

  • Unrivalled Service
  • Residential and Commercial Sales
  • Help and Support
  • No Fees to sell with some of our auctioneers

Find out how our panel of Auctioneers can assist you.

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Audit and Tax Investigations

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Audit and Tax Investigations?

An Audit and Tax Investigations is when HMRC open up a full enquiry, and will look to review the entirety of your business records. Which is usually because they believe that there is a significant risk of an error in your tax.

When investigating limited companies, HMRC might look closely into the tax affairs of company directors as well as the affairs of the business itself.

Our specialist lawyers are here to support and represent your business in any tax investigations or audits by HMRC, ensuring you’re well-prepared and adequately defended.

Find out how our panel of specialist lawyers can assist you.

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Bank Freezing Orders

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed. 

What are Bank Freezing Orders?

Bank Freezing Orders allow the state to freeze money in bank and building society accounts that it considers to be criminally tainted, and then apply for this money to be forfeited.

Freezing Orders are quick and relatively easy for enforcement agencies to obtain.

Find out how our panel of specialist lawyers can assist you. 

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Blocks of Flats Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Blocks of Flat Insurance.

What is Blocks of Flat Insurance?

Blocks of Flat or Block Insurance is a vital insurance policy for residential blocks of flats or apartments in the UK. It covers risks like fire, theft, vandalism, accidental damage to the building, external and internal common areas, to include solar panels, landscaping and more.

  • Malicious damage and or theft by tenants
  • Loss of rent following damage
  • Alternative accommodation costs for residential units
  • Protects your legal liabilities towards others including tenants and visitors
  • Cover can be customised to suit the specific needs of each block or development
  • Additional cover options being engineering damage - to cover such things as such as boilers, heating or air conditioning units. Cover for damage to surrounding property increased costs of working or repair investigation costs are just a few of the specific policy enhancements available to ensure you are well insured
  • Competitive premiums

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Boiler Cover

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Boiler Cover.

What is Boiler Cover?

Boiler Cover, is there for your peace of mind against those expensive repair bills.

We have listed below the main cover within your policy:

  • Boiler breakdown up to the value of £1,500 for any one claim
  • Central Heating cover up to the value of £1,500 for any one claim
  • Choose from 3 levels of cover to suit your budget
  • Boilers over 7 years can be covered 
  • Unlimited call outs
  • Nationwide cover with 365 day UK support
  • No call out charges
  • Parts and Labour included
  • No Excess available

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Buildings Insurance

Our panel of carefully selected Specialist Insurance providers will offer options when looking for Buildings Insurance.

What is Buildings Insurance?

Buildings Insurance is there to protect you against damage or loss to residential or commercial buildings.

  • Policies designed to cover various perils such as fire, flood, storm, or theft
  • Financial assistance to repair or rebuild damaged structures
  • Coverage for structural elements like walls, roofs, floors, and foundations
  • Additional coverage for fixtures, fittings, and permanent installations
  • Indemnification for accidental damage or vandalism
  • Optional add-ons for contents insurance, liability coverage, or legal expenses
  • Premiums based on factors such as property value, location, and desired coverage level
  • Claims process for reimbursement of repair or replacement costs
  • Peace of mind and financial security for property owners in the event of unforeseen damage

This policy by some of our brokers is underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. This means when you buy this policy, you are helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim.

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Products and Services for all your business needs

Our carefully selected panel of Specialist Network providers offer the below products and services to support you and your business when needed.

Get four different quotes from our panel of providers, being FREE and only taking a minute of your time.

  • Architects
  • Accountants
  • Barristers Direct
  • Bookkeeping
  • Broadband
  • Business Finance
  • Business Insurance
  • Business Mentors
  • Call Handling Support
  • Card Terminals
  • Cleaning Services
  • Cloud Computing and Hosting
  • Content Writers
  • Credit Checks
  • Cross Platform App Design
  • Debt Recovery
  • Designers
  • Digital Marketing
  • Financial Advisors
  • Financial Support
  • Hospitality
  • ID Checks
  • Insolvency Practitioners
  • Invoice Financing
  • Inventory Services
  • IT Support
  • Legal Services
  • Life Insurance
  • Logistics
  • Marketing Support
  • Mobile Apps
  • Office Furniture
  • Office Space
  • Office Stationery
  • Pest Control
  • Printers
  • Quality Assurance Software Testing
  • Recruitment
  • Registered Office Providers
  • Search Engine Optimisation
  • Security
  • Sell your Business
  • Shop Fitters
  • Software Developer
  • Stamp Duty Tax Rebate
  • Tax Advisors - Capital Allowances – R&D Allowances (Building new software within a business)
  • Telecommunications
  • Tracing Agents
  • Tradesman Insurance
  • Utility Switching Service for Businesses
  • UX/UI Design
  • Vehicle Leasing
  • Virtual Assistants (VA’s)
  • VoIP Systems
  • Wealth Management
  • Website Designers

Can't find the product or service required? No problem, please feel free to get in touch and we'll see what we can do for you.

Business Finance:  Asset Finance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Asset Finance?

Asset Finance is the fastest growing finance option for businesses small or large which can be used to grow by acquiring much needed equipment, such as vehicle fleets, farm machinery and even aircrafts. You pay a regular amount to use the asset over an agreed period, avoiding the full cost of buying what is needed outright. 

Our panel of specialist finance brokers are on hand to help new startups and franchisees.

Find out how our panel of specialist finance brokers can help in finding the right deal for you.

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Business Finance:  Invoice Finance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Invoice Finance?

Invoice Finance enables you to leverage your future cash flows effectively. This way by utilising invoice finance, you can access the cash tied up in unpaid invoices. The solution is particularly beneficial if you are experiencing delays in receiving payment from customers. Instead of waiting for weeks or months, invoice finance provides you with immediate cash, ensuring that you don’t have to wait to get paid and carry on with your business. 

The amount of money you will receive you is based on the each lenders own risk criteria.

Find out how our panel of specialist finance brokers can help find the right deal for you.

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Business Finance:  Unsecured Business Loans

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What are Unsecured Business Loans?

Unsecured Business Loans are for businesses seeking funding without collateral requirements, These loans allow you to borrow money without offering specific assets as security. However unsecured loans come with slightly higher interest rates compared to secured loans, as they provide flexibility and convenience.

An unsecured loan from a lender is typically offered a loan duration of 12 to 72 months with our specialist finance brokers able to often negotiate limited early repayment methods.

Find out how our panel of specialist finance brokers can help find the right loan for you.

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Business Finance:   Asset Refinance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Asset Refinance?

Asset Refinance is a way to unlock some cash that could be tied up in assets your business owns. This is an agreement where you sell the asset to your financing company for a price that is based on the current value of the asset. In return you then repay the amount loaned to you in instalments over a set agreed period of time.

Find out how our panel of specialist finance brokers can help find the right deal for you.

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Business Finance:   Merchant Cash Advance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Merchant Cash Advance?

Merchant Cash Advance (MCA) is a fast and flexible financing option. This type of finance provides businesses with quick access to cash without the lengthy approval process of the traditional loans. With MCA, repayment is based on a percentage of future customer card sales, simplifying the repayment structure. This will allow businesses to repay the advance through small deductions from each transaction made.

With MCA one of the key advantages is the speed of funding, with approvals and funding taking as little as 24 to 72 hours to arrange.

Find out how our panel of specialist finance brokers can help find the right deal for you.

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Business Finance:   Secured Loans

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What are Secured Loans?

A Secured Business Loan enables you to access funding by providing an asset, such as a property your business owns, as security. With a secured loan there's less risk to any lender, interest rates can be lower compared to unsecured business loan rates. The lender can sell your asset to recover the funds if you don't repay. There is also a reduced need for stringent personal credit checks and does not necessarily require the business to be profitable to get a loan.

Find out how our panel of specialist finance brokers can help find the right deal for you.

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Business Formation

Our panel of carefully selected Specialist Tax Advisors are always here to support and assist you when needed.

What is Business Formation?

Business formation is the process of legally incorporating and registering a limited company with Companies House.

This can be done quickly (subject to Companies House workload) 

It's not a legal requirement to register a company. However if you choose to do business as an unregistered entity or sole trader, there will be no legal separation between you and your business. So, if something goes wrong, your personal finances or assets could well be at risk.

The shares and structure of the business can be set up for you, and to look at the tax structure.

Find out how our panel of specialist tax advisors can assist to set up your business.

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Business Formation and Structure:  Captive Insurance Structures

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What does Captive Insurance Structures involve?

Captive Insurance Structures refer to a risk management strategy where a company establishes its own insurance subsidiary to cover its specific risks. This subsidiary, known as a captive insurer, is wholly owned by the parent company.

The purpose of captive insurance is to gain more control over insurance costs, tailor coverage to the specific needs of the business, and potentially achieve cost savings.

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Business Formation and Structure:  Business Interruption Claims Management

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Business Interruption Claims Management?

Business Interruption Claims Management within the context of Business Formation and Structure law in the UK involves handling disruptions that impact a business's ability to operate.

In the UK, businesses may face interruptions due to various factors such as natural disasters, accidents, or economic downturns.

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Business Formation and Structure:  Companies Act Compliance

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Companies Act Compliance?

Companies Act Compliance is a crucial aspect of Business Formation and Structure.

The Companies Act establishes the legal framework for the creation and operation of companies.

Compliance involves adhering to the regulations and requirements outlined in this legislation to ensure proper governance and transparency in business operations.

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Business Formation and Structure:  Corporate Governance Advice

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Corporate Governance Advice?

Corporate Governance Advice involves providing guidance and recommendations to businesses on how to establish and organise their internal structures to ensure effective decision-making, accountability, and compliance with legal and ethical standards.

Find out how our panel of specialist lawyers can assist you.

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Business Formation and Structure:  Demergers and Corporate Restructurings

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Demergers and Corporate Restructurings?

Demergers and Corporate Restructurings are legal processes within Business Formation and Structure law that involve the separation or reorganisation of business entities.

A demerger occurs when a company divides its operations into distinct entities, leading to the creation of independent companies or subsidiaries.

This process allows businesses to streamline operations, focus on core activities, or respond to changing market conditions.

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Business Formation and Structure:  Employee Stock Option Plans

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Employee Stock Option Plans?

Employee Stock Option Plans (ESOP) is an employee benefit plan that enables employees to own part or all of the company they work for.

ESOPs are most commonly used to facilitate succession planning, allowing a company owner to sell his or her, shares and transition flexibly out of the business, or buy a set number of shares of the company stock at a preset price. Which is also known as the grant price.

This offer doesn't last forever, though. You have a set amount of time to exercise your options before they expire.

Find out how our panel of specialist lawyers can assist you.

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Business Formation and Structure:  Licencing

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Licencing?

Licencing refers to the legal permissions and authorisations required for certain business activities. This typically includes obtaining licenses for specific operations, such as selling alcohol, operating a taxi service, or running a gambling establishment.

Licensing ensures that businesses comply with regulations, maintain public safety, and adhere to industry standards.

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Business Formation and Structure:  Mergers and Acquisitions

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Mergers and Acquisitions?

Mergers and Acquisitions (M&A) involve the consolidation of companies through various transactions.

M&A activities encompass processes such as mergers, where two companies combine to form a new entity, and acquisitions, where one company acquires another.

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Business Formation and Structure:  Purchasing Assets

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Purchasing Assets?

Purchasing Assets is a key aspect of business formation and structure law. When establishing a business, entrepreneurs often acquire assets such as property, equipment, or intellectual property.

The process involves legal considerations, including due diligence to assess the value and condition of the assets, negotiating purchase agreements, and ensuring compliance with relevant regulations.

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Business Formation and Structure:  Regulatory Compliance for Insurers

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Regulatory Compliance for Insurers?

Regulatory Compliance for Insurers  refers to the adherence of insurance companies to the legal and regulatory framework governing their establishment and organisational structure. This includes compliance with laws and regulations set by regulatory bodies such as the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA).

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Business Formation and Structure:  Reinsurance contracts and Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Reinsurance Contracts and Disputes?

Reinsurance Contracts play a crucial role in mitigating risks for insurance companies by transferring a portion of their liabilities to other insurers known as reinsurers.

Disputes related to reinsurance contracts may arise due to disagreements over coverage, interpretation of policy terms, or claims settlements.

Find out how our panel of specialist lawyers can assist you.

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Business Formation and Structure:  Selling Assets

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What does Selling Assets involve?

Selling Assets refers to the process of transferring ownership or disposing of tangible and intangible properties held by a business entity. This can include selling real estate, equipment, intellectual property, or other valuable assets.

The legal considerations surrounding asset sales involve compliance with relevant regulations, contractual obligations, and tax implications.

Find out how our panel of specialist lawyers can assist you.

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Business Structure

Our panel of carefully selected Specialist Tax Advisors are always here to support and assist you when needed.

What is Business Structure?

Business Structure doesn't refer so much to the organisation of your business, but rather its legal personality.

Your choice of business structure will influence your tax and legal liability, finances, and your business' growth trajectory

There are 4 main types of business structures in the UK and each of them has various tax and liability implications for owners and shareholders: 

  • Sole trader
  • Partnership 
  • Limited liability partnership
  • Limited company.

Find out how our panel of specialist tax advisors can assist with the right business structure for you.

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Buy to Let Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Buy to Let Insurance.

What is Buy to Let Insurance?

Buy to let insurance is designed to protect Landlords and their rental properties. 

Cover to include:

  • Covers building, contents, and landlord liability
  • Protects against risks, loss of rent, and legal expenses
  • Tailored policies for buy to let landlords
  • Experienced insurance providers focused on the rental market
  • Competitive premiums

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Buy to Let Mortgage:  Let to Buy

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients.

What is a Let to Buy mortgage and how do they work?

Effectively, Let to Buy is two transactions, where you rent out your existing property in order to buy a new residence to move into.

In the end you will own two properties.

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  Airbnb

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is an Airbnb Mortgage?

An Airbnb Mortgage refers to any borrowing made for a property which is being listed for rental on a site like Airbnb.

They work in the same way as a standard buy to let mortgage, however there are a few key differences. For example, an Airbnb mortgage will usually attract higher interest rates than a standard buy to let mortgage. This is because they are seen by lenders as a higher risk.

Find out how our panel of specialist mortgage brokers can assist to find the right deal for you.

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Buy to Let Mortgages:  Buy for Uni Mortgages

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Buy for Uni Mortgage?

A great way to start your journey as a student on the property ladder.

Instead of paying rent to a landlord, a student buys the house and will receive rent from their housemates to assist with covering mortgage payments.

With deposits from as little as 0% and support from parents, a student can buy a property near their university.

Find out how our panel of specialist mortgage brokers can assist to find the right deal for you.

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Buy to Let Mortgages:  Buy Renovate Rent 

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Buy Renovate Rent Mortgage?

The buy, refurbish, refinance strategy is a great way of building a large property portfolio quickly. 

You purchase a property that needs refurbishment with landlords then able to re-mortgage and use their original deposit to buy further properties.

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  Capital Raising

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Capital Raising Mortgage?

A Capital Raising Mortgage is a way of remortgaging your investment property to release funds for other purposes.

The funds could be used for refurbishment, to purchase another property, or consolidate debts as some of the main examples.

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  First Time Landlords and First Time Buyers

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a First Time Landlords and First Time Buyers Mortgage?

A First Time Landlord Mortgage is for those starting on their journey into the buy to let world, who own their own home, and are looking to purchase a property as an investment. You will usually be required to put down a deposit of around 25% of the property's value; and in some cases as much as 40%. Our panel of brokers will look at the best options for you.

First time buyers who want to be a landlord without owning their own home, can do so. You will have to pay a much higher deposit than if you use your status, to purchase your own first home to live in. Our panel of brokers have access to first time buyer landlord mortgages 

You will almost certainly need to put down a larger deposit than a domestic buyer – this could be around 25% of the property's value but maybe as high as 40%. The larger your deposit, the more likely you will get a mortgage offer and a better rate.

There is the possibility that you may find it more challenging to secure a loan than if you have owned residential property before. This is because fewer buy-to-let mortgages are available to first-time buyers – around a fifth by some reckoning. Plus, you'll likely need to put down a bigger deposit.

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  HMO Mortgages

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients.

What is an HMO Mortgage?

HMO (House in Multiple Occupation), is a term used to describe a property rented out to at least three people who are not from one household but share communal areas, such as the bathroom and kitchen. When looking to borrow money against an HMO, a specialist buy to let mortgage is required. 

A single household being a key term, is classed as a property used by couples who are married/living together, a single person, families or relatives. These do not fall under HMO landlord laws.

Another term often used to describe an HMO is more commonly known as a house share. This could be students renting one house or workers sharing a house.

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  Holiday Let Mortgages

Our panel of carefully selected Specialist Buy to Let Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Holiday Let Mortgage?

Holiday Let Mortgages are for people looking to borrow money to buy a property that will be let out on a short-term basis to tourists as a business.

This type of mortgage differs from a holiday home mortgage, where you borrow money to buy a second home that only you will use.

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  Limited Company

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Limited Company Mortgage?

A Limited Company is a Buy to Let Mortgage specifically for limited companies instead of independant landlords. This can be arranged either with a company that is already established and set up to buy, sell or manage property or by creating a new Special Purpose Vehicle (SPV) to manage your portfolio.

We have a panel of accountants to advise on a (SPV) if required. 

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  Multi Unit Freehold Blocks

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is an Multi Unit Freehold Blocks Mortgage?

A Multi-Unit Freehold or Multi-Unit Freehold Block (MUFB) is the name more commonly associated with any group of independent properties that are listed under one freehold title, and not multiple leaseholds.

This could include a block of flats, a house that has been converted into flats, or a row of terraced houses.

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  Portfolio Landlords

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who have at times exclusive offers for our clients.  

What is a Portfolio Landlords Mortgage?

A Portfolio Mortgage allows landlords to put all their Buy to Let properties under one mortgage, with no upper limits as to how many you can be included within the portfolio although some lenders may stipulate a number.

The whole portfolio is managed and looked after as one account by one lender with a just single monthly repayment instead of the usual multiple by one lender. Which makes it easier landlords to keep track of their investments.

Portfolio landlords are those who own at least four rental properties with buy to let mortgages attached, and can be of varying types. Which can include a mixture of buy to let, holiday let, HMO and multi-unit freehold properties. 

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  Product Transfer

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Product Transfer Mortgage?

A Mortgage Product Transfer allows you to change your current mortgage product to a new one with the same lender.

With a product transfer is usually chosen when your current mortgage deal is coming to an end or if you're looking to borrow more money using your property as security.

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  Remortgaging 

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Remortgaging?

Remortgaging a Buy to Let is when you switch to a new mortgage being on the property you rent out.

This can involve moving to a different lender or staying with your current lender and getting a new deal. 

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Buy to Let Mortgages:  Student Mortgages

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Student Mortgage?

In simple terms this is a mortgage with the same terms as an HMO (House of multiple occupancy) however the lending criteria will. Your loan offer will be calculated on the rent with an HMO which you achieve on a room by room basis, rather than on the property as a whole, with this mortgage. The lender will also look at your experience as a landlord.

The exact criteria will vary from lender to lender, but the majority of lenders will require that you:

  • Can prove an income of at least £25,000
  • Own your own residential property
  • Have a deposit of 25% or more
  • Can show you can complete the mortgage before the age of seventy
  • Will need to show you have prior landlord experience  and whilst lenders are flexible for those taking on sole tenant properties, you are unlikely to get approved for a buy to let mortgage on a student property without such experience

Find out how our panel of specialist mortgage brokers can help find the right deal for you.

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Capital Allowances

Our panel of carefully selected Specialist Tax Advisors are always here to support and assist you when needed.

What is Capital Allowances?

Capital Allowances are a type of tax relief for business. Which allows you to deduct some or all of the value of an item from your profits before you pay tax.tax.

If you buy an asset that qualifies for 100% first year allowances you can deduct the full cost from your profits before tax.

Find out how our panel of specialist tax advisors can assist you claim your Capital Allowances.

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Capital Gains Tax (CGT)

Our panel of carefully selected Specialist Tax Advisors are always here to support and assist you when needed.

What is Capital Gains Tax?

Capital Gains Tax (CGT) is a tax on the profit when you sell (or 'dispose of') something (an 'asset') that has increased in value.

The gain you make is the part that is taxed, not the amount of money you receive.

Capital Gains Tax bills must be paid within 60 days of the property sale (this used to be 22 months). Which is for property that is owned in your personal name

Find out how our panel of specialist tax advisors can assist you. 

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Card Terminals

Offering highly competitive fees from our Specialist Merchant providers to help any business size.

There are a range of card terminals as listed below:

  • PAX A920
  • MOVE 5000
  • CASTLES SATURN1000
  • VERIFONE V240M
  • INGENICO AXIUM DX8000

Each customer will receive to assist and make things easy for your business a merchant panel hub for FREE, to include the following:

  • Invoicing Software
  • CRM
  • Virtual Terminal
  • Resources and Documents
  • Quoting Tool
  • Products Portal
  • Pay by Link
  • And more...

Find out how our panel of merchant providers can support your business.

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Carers Insurance:  Home Employment Carers Insurance

Our carefully selected panel of Specialist Insurance providers can offer Carers Insurance to cover Personal Assistants, Self Employed Carers, Home Employment, Direct Payments Carers, Carer Employment and Domicillary Carers, working throughout the UK, offering you peace of mind should the need for a claim arise.

Listed below are the some of the key features of each policy.

  • No Excess
  • Public Liability Insurance up to £5 million
  • Loss or Damage to Property
  • Personal Accident
  • Legal Expenses
  • Employers Liability Insurance up to £10 million (For those directly employed)
  • Free Employment Law Guide (For those directly employed)
  • Redundancy Cover (For those directly employed)
  • Accidental injury to any person
  • No Hidden Fees

This policiy is underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. Which means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim. 

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Carers Insurance:  Carer Employment Insurance

Our carefully selected panel of Specialist Insurance providers can offer Carers Insurance to cover Personal Assistants, Self Employed Carers, Home Employment, Direct Payments Carers, Carer Employment and Domicillary Carers, working throughout the UK, offering you peace of mind should the need for a claim arise.

Listed below are the some of the key features of each policy.

  • No Excess
  • Public Liability Insurance up to £5 million
  • Loss or Damage to Property
  • Personal Accident
  • Legal Expenses
  • Employers Liability Insurance up to £10 million (For those directly employed)
  • Free Employment Law Guide (For those directly employed)
  • Redundancy Cover (For those directly employed)
  • Accidental injury to any person
  • No Hidden Fees

This policy is underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. Which means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim. 

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Carers Insurance:  Direct Payments Carer Insurance

Our carefully selected panel of Specialist Insurance providers can offer Carers Insurance to cover Personal Assistants, Self Employed Carers, Home Employment, Direct Payments Carers, Carer Employment and Domicillary Carers, working throughout the UK, offering you peace of mind should the need for a claim arise.

Listed below are the some of the key features of each policy.

  • No Excess
  • Public Liability Insurance up to £5 million
  • Loss or Damage to Property
  • Personal Accident
  • Legal Expenses
  • Employers Liability Insurance up to £10 million (For those directly employed)
  • Free Employment Law Guide (For those directly employed)
  • Redundancy Cover (For those directly employed)
  • Accidental injury to any person
  • No Hidden Fees

This policy is underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. This means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim. 

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Carers Insurance:  Self Employed Carers Insurance

Our carefully selected panel of Specialist Insurance providers can offer Carers Insurance to cover Personal Assistants, Self Employed Carers, Home Employment, Direct Payments Carers, Carer Employment and Domicillary Carers, working throughout the UK, offering you peace of mind should the need for a claim arise.

Listed below are the some of the key features of each policy.

  • No Excess
  • Public Liability Insurance up to £5 million
  • Loss or Damage to Property
  • Personal Accident
  • Legal Expenses
  • Employers Liability Insurance up to £10 million (For those directly employed)
  • Free Employment Law Guide (For those directly employed)
  • Redundancy Cover (For those directly employed)
  • Accidental injury to any person
  • No Hidden Fees

This policy is underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. Which means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim. 

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Carers Insurance:   Domiciliary Care

Our carefully selected panel of Specialist Insurance providers can offer Carers Insurance to cover Personal Assistants, Self Employed Carers, Home Employment, Direct Payments Carers, Carer Employment and Domicillary Carers, working throughout the UK, offering you peace of mind should the need for a claim arise.

What is Domicilary Care Insurance?

Domiciliary Care Insurance is a product specifically tailored to keep you covered whilst providing care typically associated with personal service care. It’s sometimes referred to as ‘Dom Care Insurance’. The domiciliary care sector is focused on people who need day-to-day support but do not require healthcare-related care from their care workers.

Listed below are the some of the key features of each policy:

  • No Excess
  • Public Liability Insurance up to £5 million
  • Loss or Damage to Property
  • Personal Accident
  • Legal Expenses
  • Employers Liability Insurance up to £10 million (For those directly employed)
  • Free Employment Law Guide (For those directly employed)
  • Redundancy Cover (For those directly employed)
  • Accidental injury to any person.
  • No Hidden Fees

This policiy is underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. Which means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim. 

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Cloud Computing and Hosting

Find out the power of cloud computing offered from our panel of carefully selected Specialist Developers.

They can offer you the following support:

  • Amazon Web Services
  • Virtual Machine
  • Azure Services
  • Rotational Backups
  • Managed Server Support Services
  • Cloud Computing

Find out how our panel of specialist developers can assist you.

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Commercial Contracts

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Commercial Contracts?

Commercial contracts are legally binding agreements that govern the relationships and transactions between businesses.

These agreements outline the rights, responsibilities, and obligations of the parties involved, addressing various aspects such as product or service specifications, delivery terms, payment conditions, and dispute resolution mechanisms.

Find out how our panel of specialist lawyers can assist you.

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Commercial Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Commercial Insurance.

What is Commercial Insurance?

Commercial Insurance for shops, restaurants, or industrial units.throughout the UK and offering the following:

  • Comprehensive coverage for commercial properties
  • Protection against risks like fire, theft, water damage, and vandalism
  • Building insurance for property structure protection
  • Contents insurance for fixtures, fittings, and furnishings
  • Coverage for loss of rent or alternative accommodation expenses for residential units within your portfolio
  • Liability insurance for property damage or personal injury claims against a third party
  • Numerous extensions included as standard and tailored to the property industries you are involved in
  • Dedicated support and claims assistance provided

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Commercial Landlord Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Commercial Landlord Insurance.

What is Commercial Landlord Insurance?

Commercial Landlord Insurance for shops, restaurants, or industrial units.throughout the UK and offering the following:

  • Comprehensive coverage for landlords of commercial properties
  • Protection against risks like fire, theft, water damage, and vandalism
  • Building insurance for property structure protection
  • Contents insurance for fixtures, fittings, and furnishings
  • Coverage for loss of rent or alternative accommodation expenses for residential units within your portfolio
  • Liability insurance for property damage or personal injury claims against a third party
  • Numerous extensions included as standard and tailored to the property industries you are involved in
  • Dedicated support and claims assistance provided

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Commercial Litigation:  Alternative Dispute Resolution

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Alternative Dispute Resolution?

Alternative Dispute Resolution (ADR) methods include negotiation, mediation, and arbitration. These approaches aim to offer parties in commercial disputes a quicker, cost-effective, and less adversarial means of resolving their issues. Courts actively encourage parties to consider ADR before pursuing formal litigation, and in some cases, parties may be penalised if they unreasonably refuse ADR.

ADR can be particularly beneficial in complex commercial cases where preserving business relationships is important, and it allows for more flexible and creative solutions than a court judgment might provide.

Find out how our panel of specialist lawyers can assist you.

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Commercial Litigation:  Banking and Finance Litigation

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Banking and Finance Litigation?

Banking and Finance Litigation is commercial law which involves legal disputes over financial transactions and services. These cases, fall under commercial litigation, covering issues like breach of contract, fraud, and regulatory compliance.

Disputes often arise between financial institutions and clients, focusing on complex matters such as loan agreements, derivatives, and securities trading.

Find out how our panel of specialist lawyers can assist you.

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Commercial Litigation:  Breach of Contract

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed

What is a Breach of Contract?

A Breach of Contract in commercial litigation law occurs when one party fails to fulfill its obligations as outlined in a legally binding agreement.

Commercial contracts can cover various transactions, such as the sale of goods, provision of services, or partnership agreements.

Find out how our panel of specialist lawyers can assist you.

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Commercial Litigation:  Civil Fraud

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Civil Fraud?

Civil Fraud within commercial litigation refers to deceptive or dishonest conduct in the context of business disputes. This involves false representation, concealment of information, or other fraudulent activities that can result in financial harm to another party.

Commercial litigation in this context typically involves legal actions taken by businesses to seek remedies for fraudulent activities, such as damages or injunctions.

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Commercial Litigation:  Contract Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Contract Disputes?

Contract Disputes are a common facet of commercial litigation law. Such disputes arise when parties involved in a business agreement disagree on the interpretation, performance, or fulfillment of contractual terms. Key elements in resolving contract disputes include establishing the existence of a valid contract, identifying breach of contract, and determining appropriate remedies.

Litigation may involve court proceedings or alternative dispute resolution methods such as arbitration or mediation.

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Commercial Litigation:  Debt Recovery

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed

What is Debt Recovery?

Businesses seeking to recover debts face the imperative of swift action to ensure timely cash flow and secure payment for provided goods and services. Our team of specialised debt recovery solicitors caters to both Small and Medium Enterprises (SMEs) and large businesses, offering support in the pursuit and retrieval of owed debts.

  • Judgement
  • Enforcement County Court
  • Proceedings
  • Pre-Litigation
  • Letter Before Action
  • Statutory Demands
  • Bankruptcy Petitions
  • Winding Up Petitions
  • Court Representation
  • High Court Enforcement
  • Cross-Border Debts
  • Interest Rates
  • Third Party Debt
  • Orders Instructing Bailiffs
  • Commercial Rent Arrers Recovery
  • Commercial Lease Forfeiture

Find out how our panel of specialist lawyers can assist you.

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Commercial Litigation:  Director Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Director Disputes?

Director Disputes in commercial litigation law typically involve conflicts or disagreements among company directors. These disputes may arise from various issues, such as breaches of fiduciary duties, disagreements over company management or strategic decisions, allegations of misconduct, or concerns related to financial matters.

Commercial litigation related to director disputes often navigates issues of corporate governance, shareholder rights, and contractual obligations.

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Commercial Litigation:  Goods and Services Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Goods and Services Disputes?

Goods and Services Disputes involve legal conflicts arising from transactions related to the exchange of goods or services between businesses. These disputes may encompass issues such as breach of contract, faulty products, non-performance of services, or disputes over payment terms.

Resolving Goods and Services Disputes often involves litigation, where parties seek remedies such as damages or specific performance through the courts.

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Commercial Litigation:  Injunctions

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Injunctions?

Injunctions in commercial litigation refer to court orders that require a party to either refrain from certain actions (prohibitory injunction) or take specific actions (mandatory injunction). These are powerful legal remedies used to prevent harm, preserve assets, or maintain the status quo during legal proceedings.

In commercial disputes, injunctions are commonly sought to prevent breach of contract, protect intellectual property, or restrain unlawful competition.

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Commercial Litigation:  Insolvency

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Insolvency?

Insolvency within commercial litigation involves legal proceedings related to the financial distress or inability of a company to meet its financial obligations. It encompasses various aspects, including debt recovery, liquidation, administration, and restructuring.

Creditors may initiate litigation to recover outstanding debts, while insolvency practitioners play a crucial role in managing the insolvency process.

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Commercial Litigation:  Intellectual Property Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Intellectual Property Disputes?

Intellectual Property Disputes (IP) involve legal conflicts related to the infringement, protection, and enforcement of intellectual property rights.

These disputes typically arise in the context of patents, trademarks, copyrights, and trade secrets.

Find out how our panel of specialist lawyers can assist you.

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Commercial Litigation:  Partnership Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Partnership Disputes?

Partnership Disputes involve conflicts that arise between partners in a business. These disputes may cover issues such as disagreements over management, profit sharing, breach of partnership agreements, or allegations of misconduct.

Resolution methods can include negotiation, mediation, or, if necessary, litigation.

Find out how our panel of specialist lawyers can assist you.

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Commercial Litigation:  Professional Negligence

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Professional Negligence?

Professional Negligence in commercial litigation law refers to situations where a professional fails to meet the established standard of care expected in their field, leading to financial or reputational harm to a client.

In the context of commercial litigation, this often involves legal professionals, accountants, or other experts whose errors or omissions result in losses for their clients.

Find out how our panel of specialist lawyers can assist you.

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Commercial Litigation:  Sales of Goods

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Sales of Goods?

Sales of Goods pertains to legal disputes arising from the sale of goods between businesses.

Commercial litigation may arise from issues like breach of contract, defective goods, or disputes over delivery and payment terms.

Resolution often involves court proceedings or alternative dispute resolution methods, and remedies may include damages, specific performance, or contract termination.

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Commercial Litigation:  Shareholder Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Shareholder Disputes?

Shareholder Disputes within commercial litigation law typically involve conflicts and disagreements among shareholders of a company. These disputes can arise for various reasons, such as disagreements over the company's management, financial issues, or strategic decisions.

The common issues in shareholder disputes include breach of fiduciary duties, unfair prejudice, and disputes over share valuation.

Find out how our panel of specialist lawyers can assist you.

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Company Let Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Company Let Agreements?

Company let agreements is used for when a landlord is looking to let their property to a company for residential purposes.

The company will become the tenant on the agreement. If however the landlord is a company and the tenant is an individual. Then this will not be a company let agreement, as it is only the tenant that must be the company.

Our specialist lawyers will make sure you are legally covered when entering into a company let agreement, and offer the following services:

  • Drafting of the agreement
  • Clauses explained to include your responsibilities and restrictions
  • Management of the Agreement

Find out how our panel of specialist lawyers can assist you.

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Company Restoration

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Company Restoration?

A successful Court Restoration Order means the company will be restored temporarily so assets can be recovered or a claim pursued. This is a viable option if you did business with the company, you worked for it, it owed you money when it was dissolved, or you were a shareholder or director when it was dissolved.

In certain circumstances it may be possible for a company to be restored fully to the company register and trade again after it has been struck off the register and dissolved.

There are many reasons for restoring a company to the register,

Find out how our panel of specialist lawyers can assist you.
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Company Tax Investigation (COP 14)

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Company Tax Investigation COP 14?

A Company Tax Investigation COP 14 is known as Code of Practice 14 which deals with Company Tax Return Enquiries and claims made outside a return for accounting period ending on or after 1st July 1999.

Some Company Tax Returns are chosen at random for enquiry and checked for errors.

Find out how our panel of specialist lawyers can assist you.

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Confidentiality Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Confidentiality Agreements?

Confidentiality Agreements, also known as Non-Disclosure Agreements (NDAs), are legal contracts designed to protect sensitive information shared between parties.

Below are areas are specialist lawyers can advise on and draft agreements for:

  • Purpose
  • Definition of Confidential Information
  • Obligations of Parties
  • Duration of Confidentiality
  • Permitted Disclosures
  • Consequences of Breach
  • Governing Law
  • Reciprocal Nature
  • Consideration
  • Specificity

Find out how our panel of specialist lawyers can assist you.

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Consulting Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Consulting Agreements?

Consulting agreements are legally binding contracts between a consultant or consulting firm and a client.

The agreement outlines the terms and conditions of the consulting services to be provided.

Our specialist lawyers can advise and draft agreements that include the following:

  • Scope of Services
  • Compensation
  • Duration and Termination
  • Confidentiality
  • Intellectual Property
  • Indemnification
  • Insurance
  • Non-Compete and Non-Solicitation
  • Dispute Resolution
  • Governing Law

Find out how our panel of specialist lawyers can assist you.

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Contents Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Contents Insurance.

What is Contents Insurance?

Contents insurance gives you the peace of mind that your belongings are insured against damage, theft, fire, and even loss.

Cover can be further extended to include money, valuables, and even the food in your freezer. Which could save you thousands

The cover can be further enhanced to include accidental damage, and could look to save you hundreds if not thousands if the worse was to happen to you or your loved ones.

  • Cover for personal belongings while away from your home, to include jewellery, watches, clothes, electronics and more
  • New products or replacement value in the event of damage or a loss of your personal belongings.
  • Theft coverage from your outbuildings
  • Accidental damage to computers, audio, and visual equipment included as standard
  • Cover included for items in the garden, such as garden furniture, ornaments and more
  • Cover includes for contents of the food in your freezer(s)
  • Cover can be provided for your collectable items such as rare books, rugs and tapestries, gold and silver, stamp and coin collections, antique furniture, and more

In addition to the above there is the option to add on the following cover, to further protect you

  • Cover can include damage by pets - often excluded within home insurance
  • Cover for your bicycles and electronic scooters either in the home or left in outbuildings

This policy by some of our brokers is underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. Which means when you buy this policy, you are helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim.

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Contract Termination

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Contract Termination?

Contract termination refers to the legal ending of a contractual relationship between parties. Contracts can be terminated in several ways, including by mutual agreement, breach of contract, or through specific termination clauses outlined in the contract itself.

Our specialist lawyers can advise and help you with the following:

  • Mutual Agreement
  • Breach of Contract
  • Termination Clauses
  • Frustration of Contract
  • Performance or Time Conditions

Find out how our panel of specialist lawyers can assist you.

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Contractor Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Contractor Agreements?

Contractor Agreements are legally binding documents that outline the terms and conditions of a working relationship between a contractor and a client.

The below are what our specialist lawyers can assist you with:

  • Parties Involved
  • Scope of Work
  • Payment Terms
  • Duration and Termination
  • Obligations and Responsibilities
  • Intellectual Property
  • Insurance and Liability
  • Confidentiality
  • Dispute Resolution
  • Governing Law

Find out how our panel of specialist lawyers can assist you.

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Contractors all Risks Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Contracts all Risks Insurance.

What is Contractors all Risks Insurance?

Contractors all Risks Insurance also known as Contract Works Insurance, is a very important policy to have for any building contractor or developer. 

We have listed below some of the key parts of the policy

  • Cover for all builds, extensions, conversions, refurbs, renovations, retrofitting, alterations, repair work and more
  • Limits of indemnity protecting builds with a value up to £250K
  • Cover for plant and machinery you own
  • Cover for plant and machinery you may have hired
  • Cover for employees’ effects and tools
  • Instant cover with documents issued immediately
  • Monthly or annual payment options

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Conveyancing

Our panel of carefully selected Specialist Conveyancing Solicitors will offer by most of them a Fast-Start option. That streamlines the legal process, saving time and accelerating the buying and selling process.

  • We have a hand picked panel of specialist conveyancing solicitors who offer an end-to-end solution for the home moving, buying or selling journey or for the buying and selling of commercial property
  • Free home buyers and sellers protection to assist you further (Offered by most of our panel)
  • Residential and Commercial Conveyancing
  • High net worth conveyancing for Residential and Commercial
  • Exchange ready service which enables the legal process to start quickly after an offer is agreed
  • Legal packs and conveyancing via auction
  • Our panel of conveyancing solicitors are on the panel with all of the major lenders

Find out how our panel of specialist conveyancing solicitors can assist you.

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Corporate Fraud

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Corporate Fraud? 

Corporate Fraud is when companies engage in activities that are dishonest or illegal.

There are many forms of corporate fraud including falsified accounting and misrepresenting services or products, scammers lying about themselves or their actions to cause a gain or loss.

Find out how our panel of specialist lawyers can assist you.

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Corporate Tax Planning

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Corporate Tax Planning?

Corporate Tax Planning should be put in place by companies and organisations seeking to reduce their tax liability.

When tax planning is for a corporate entity a competent tax planner or specialist tax lawyer will make sure ther is good use of tax reliefs and opportunities. For example capital allowances to ensure the best capital vs revenue tax options.

Find out how our panel of specialist lawyers can assist you.

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Corporation Tax

Our panel of carefully selected Specialist Tax Advisors are always here to support and assist you when needed.

What is Corporation Tax?

Corporation Tax is a tax that all limited companies and some other organisations like clubs and societies must pay to HMRC on their profits.

The obligation to pay this tax is often known by many as 'Corporation Tax liability'.

Find out how our panel of specialist tax advisors can assist you. 

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Credit Risk Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Credit Risk Insurance.

What is Credit Risk Insurance?

Credit Risk Insurance is there to protect your business from financial loss incurred through a customer’s non-payment or insolvency. It can also cover disputed debts and losses caused by political events around the world.

Cover is available across all trade sectors and typically pays out 90% of lost revenue, provided you hold an insured limit from the underwriter. Options are available to cover one customer, all your customers, or any multiple inbetween.

Listed below are the key points to consider for this policy:

  • Provides protection against non-payment of debts
  • Helps businesses manage credit risk
  • Safeguards against financial losses due to customer insolvency or default
  • Enables businesses to trade confidently with customers and suppliers
  • Mitigates the impact of bad debts on cash flow
  • Provides peace of mind and financial security for businesses
  • Reduces the risk of bankruptcies and financial instability
  • Supports business growth and expansion

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Criminal Defence

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed. 

What is Criminal Defence?

Criminal Defence and where you should seek the help of a specialist legal is when someone is suspected or charged with a crime.

They will look to ensure that their legal rights are upheld and that they are given a fair trial by presenting their case in court.

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Criminal Tax Investigation

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What is a Criminal Tax Investigation?

A Criminal Tax Investigation is usually opened when it is felt by HMRC that the potential fraud is much more serious, and wishes to send a strong deterrent message.

The case is deemed to be so grave that a criminal sanction is appropriate, or where the evidence that HMRC has gathered is overwhelming.

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Critical Illness Cover

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Critical Illness Cover.

What is Critical Illness Cover?

Critical illness cover is an insurance policy that pays out a lump sum if you’re diagnosed with a medical condition.

You can use the money however you see fit, but it’s designed to financially support you and your loved ones during your diagnosis offering you financial peace of mind should the need ever arise.

We have listed below the key points included within the policy:

  • Lump sum payment on diagnosis of qualifying medical condition
  • You decide how to spend your lump sum, replacing or top up of salary, paying off your mortgage or additional help at home following your diagnosis
  • Standard policy inclusions covered vary amongst providers, but usually include cancer, heart attack, and stroke
  • Competitive premiums

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Cross Platform App Design

Our carefully selected panel of Specialist Developers who artfully build robust, high-quality, scalable cross-platform mobile apps which can run seamlessly over many platforms

They offer the following services to support you or your business:

  • Custom Hybrid Apps Development
  • AI Based Mobile Apps
  • E-commerce Apps
  • AR & VR Apps
  • Utility Apps
  • On-Demand & Custom Apps
  • Wearable Apps
  • Enterprise Mobility Solutions
  • Enterprises & Governments

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Crypto Assets - Currency and Block Chain

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed. 

What is Crypto Assets, Currency and Block Chain Law?

Crypto Assets will act as a medium of exchange for all financial transactions. With other crypto asset classifications such as utility coins, security coins, and cryptocurrencies.

The currency is secured to create additional units and transfer assets. Most of these currencies are on blockchain technology.

Blockchain technology is an advanced database mechanism that allows transparent information sharing within a business network. A blockchain database stores data in blocks that are linked together in a chain.

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Cyber Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Cyber Insurance.

What is Cyber Insurance?

Cyber insurance covers the losses relating to damage to, or loss of information from, IT systems, data, and networks, offering you peace of mind in case the unexpected happens.

We have listed below the main cover within your policy:

  • Network or Business Interruption - Loss of income and/or increased costs of working following downtime
  • Data and Software Loss
  • Breach Expenses
  • Liability - Damages and defence costs for losing third-party data, infringement, and virus transmission
  • Reputational Damage
  • Cyber Crime - Extortion and fraud via your computer systems

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Data Protection and Privacy:  Binding Corporate Rules

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What are Binding Corporate Rules?

Binding Corporate Rules (BCRs) are a crucial aspect of Data Protection and Privacy law. BCRs are a set of privacy principles and guidelines established by multinational companies to govern the international transfer of personal data within their corporate group.

These rules ensure a consistent level of data protection across different entities within the organisation, even if they operate in jurisdictions with varying privacy regulations.

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Data Protection and Privacy:  Compliance with Emerging Privacy Regulations

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What is Compliance with Emerging Privacy Regulations?

Compliance with Emerging Privacy Regulations within Data Protection and Privacy law is paramount in navigating the evolving landscape of digital information management.

With the implementation of the General Data Protection Regulation (GDPR) and subsequent updates, organisations must adopt robust measures to safeguard individuals' personal data.

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Data Protection and Privacy:  Data Protection Impact Assessments

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What are Data Protection Impact Assessments?

Data Protection Impact Assessments (DPIAs) are a crucial component of Data Protection and Privacy Law, specifically governed by the General Data Protection Regulation (GDPR).

DPIAs serve as a systematic and comprehensive tool for organisations to evaluate the potential risks and impact on individuals' privacy when processing personal data.

The purpose of a DPIA is to identify and mitigate any potential data protection risks, ensuring compliance with GDPR principles.

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Data Protection and Privacy:  GDPR

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What is GDPR?

The General Data Protection Regulation (GDPR) is a comprehensive data protection and privacy law that governs the handling of personal data in the United Kingdom and across the European Union. Enforced in the UK since May 25, 2018, the GDPR replaces the Data Protection Act of 1998 and aims to strengthen individuals' rights and control over their personal information.

This regulation sets out strict rules for the collection, processing, and storage of personal data by organisations, requiring transparency, consent, and the implementation of robust security measures.

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Data Protection and Privacy:  Privacy by Design and by Default

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What is Privacy by Design and by Default?

Privacy by Design and by Default are fundamental principles within data protection and privacy laws in the UK, as outlined in the General Data Protection Regulation (GDPR).

Privacy by Design emphasises the integration of privacy considerations into the development of systems, processes, and technologies from the outset, ensuring that data protection is an integral part of the overall design rather than a retroactive addition.

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Debt Recovery - Business: Court Representation

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Court Representation?

Court Representation in commercial business debt recovery involves legal proceedings to recover outstanding debts. When attempts to collect a debt through negotiations and other means fail, a creditor may initiate legal action.

This typically involves filing a claim in court, and if the debtor contests the claim, a court hearing may be scheduled.

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Debt Recovery - Business:  Bankruptcy Petitions

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What are Bankruptcy Petitions?

Bankruptcy Petitions play a crucial role in commercial business debt recovery law. When a debtor is unable to repay its debts, a creditor can file a bankruptcy petition to initiate insolvency proceedings.

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Debt Recovery - Business:  Commercial Lease Forfeiture

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What is Commercial Lease Forfeiture?

Commercial Lease Forfeiture refers to the legal process through, which a landlord can terminate a lease and repossess the property. This is if the tenant has defaulted on rent payments or breached other lease terms.

Forfeiture is a remedy available to landlords to recover outstanding debts and regain possession of the property.

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Debt Recovery - Business:  Commercial Rent Arrears Recovery

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What is Commercial Rent Arrears Recovery?

Commercial Rent Arrears Recovery (CRAR) is a legal process throughout the UK. That allows commercial landlords to recover unpaid rent from tenants.Under CRAR.

Landlords can instruct certified enforcement agents to seize and sell the tenant's goods to recover the outstanding rent.

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Debt Recovery - Business:  County Court Proceedings

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What are County Court Proceedings?

County Court Proceedings involve legal actions taken to recover outstanding debts owed by one business to another. These proceedings typically follow a series of pre-action steps, such as issuing a Letter Before Claim.

If the above steps fail to result in payment, the creditor can initiate County Court Proceedings by filing a claim with the relevant County Court.

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Debt Recovery - Business:  Cross-Border Debts

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What are Cross Border Debts?

Cross-Border Debts refer to situations where a business is seeking to recover debts owed by entities located in different countries.

The legal framework for cross-border debt recovery involves complex international regulations and treaties.

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Debt Recovery - Business:  High Court Enforcement

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What is High Court Enforcement?

High Court Enforcement is a legal process used in commercial business debt recovery. It involves obtaining a judgment from the High Court against a debtor and then using enforcement officers to recover the owed amount. The High Court Enforcement Officers (HCEOs) have the authority to seize assets and sell them to satisfy the debt.

This method is often employed when other forms of debt recovery have failed. It provides a powerful tool for creditors to compel debtors to settle their outstanding commercial debts through the intervention of the High Court and its appointed officers.

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Debt Recovery - Business:  Judgement 

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What is a Judgement?

A Judgement refers to a formal decision or order issued by a court regarding a debt-related dispute between parties. When a creditor takes legal action against a debtor for non-payment of a business debt, the court may issue a judgment if it finds in favour of the creditor. This judgment establishes the legal obligation of the debtor to repay the debt and outlines the terms of repayment.

The judgment can be used to enforce the debt through various means.

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Debt Recovery - Business:  Letter Before Action      

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What is a Letter Before Action?

A Letter Before Action (LBA) is a formal notice sent by a creditor to a debtor in the context of commercial business debt recovery throughout the UK. It serves as a pre-legal action communication, warning the debtor of the intention to take legal action if the outstanding debt is not paid within a specified period, typically 14 days.

The LBA outlines the details of the debt, including the amount owed, and provides a final opportunity for the debtor to settle the debt before legal proceedings commence.

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Debt Recovery - Business:  Winding Up Petitions

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What is a Winding Up Petition?

 A Winding Up Petition is a legal tool used in commercial business debt recovery.

This is typically filed by a creditor to initiate the process of winding up a company that has failed to pay its debts.

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Debt Recovery - Business:  Disputed Debts

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What are Disputed Debts?

Disputed Debts refer to outstanding amounts owed by one party to another that are subject to disagreement or dispute. When a debt is disputed, it means that the debtor challenges the validity or accuracy of the debt claimed by the creditor.the dispute resolution process may involve negotiations, mediation, or legal proceedings.

It is crucial for businesses to follow proper procedures and adhere to the relevant legal requirements when pursuing disputed debts.

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Debt Recovery - Business:  Enforcement

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What is Enforcement?

Enforcement within commercial business debt recovery law in the UK encompasses a series of legal procedures aimed at assisting creditors in reclaiming overdue debts from businesses. Initially, pre-action protocols encourage creditors to send a letter of claim to debtors, allowing an opportunity for resolution before resorting to formal legal measures.

If informal methods prove ineffective, legal action can be pursued through the courts.

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Debt Recovery - Business:  Instructing  Bailiffs

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

Instructing Bailiffs involves the process of seeking the services of enforcement agents to recover outstanding debts.

Bailiffs, or enforcement agents, act on behalf of creditors to collect the owed amounts.

The process typically includes obtaining a court order, and bailiffs may seize and sell assets to satisfy the debt.

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Debt Recovery - Business:  Interest Rates

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What are Interest Rates?

Interest Rates play a crucial role in determining the amount owed by the debtor. When a business is owed money, it is generally entitled to charge interest on the overdue amount as specified in the terms of the contract or the statutory rate set by law. The interest rate may vary depending on the agreement between the parties or the nature of the debt.

It is essential for businesses to clearly outline the interest terms in their contracts and adhere to the legal framework to ensure a fair and lawful debt recovery process.

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Debt Recovery - Business:  Statutory Demands

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Statutory Demand?

A Statutory Demand is a formal legal notice used within commercial business debt recovery.

This is an essential step before initiating bankruptcy or winding-up proceedings against a debtor.

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Debt Recovery - Business:  Third Party Debt Orders

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What are Third Party Debt Orders?

A Third Party Debt Order (TPDO) allows a creditor to recover money owed by a debtor by instructing the court to order a third party who owes money to the debtor to pay the creditor instead.

To obtain a TPDO, the creditor must have a judgment or court order against the debtor.

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Debt Recovery - Personal:  Alternative Dispute Resolution

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What is an Alternative Dispute Resolution?

Alternative Dispute Resolution (ADR) refers to methods of resolving legal disputes outside the traditional court system. ADR provides parties with a more flexible, cost-effective, and often faster means of resolving their conflicts, reducing the burden on the courts and promoting amicable solutions.

There are several types of ADR, including negotiation, mediation, arbitration, and adjudication. 

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Debt Recovery - Personal:  Letter Before Action

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Letter Before Action?

A Letter Before Action (LBA) is a crucial component of the legal process, particularly in matters related to debt recovery. This formal communication serves as a pre-legal action step, providing an opportunity for the parties involved to resolve the matter before escalating it to the courts.

Whether you wish to send an LBA or have received one, our lawyers can advise and assist with the following:

  • Purpose of the letter
  • Legal Requirements
  • Content of the letter
  • Timeframe for Responses
  • Enclosures and attachments of the letter
  • Alternative Dispute Resolution Considerations
  • Legal Costs and Interest
  • Consequences of Ignoring  

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Debt Recovery - Personal:  Money Order Judgements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Money Order Judgement?

A Money Order Judgment is  a court order that mandates the debtor to pay the outstanding debt to the creditor. This type of judgment is a powerful tool for creditors as it provides a legal framework for the enforcement of debt repayment.

The court will specify the amount owed, the terms of payment, and any additional costs or interest that may be applicable. 

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Debt Recovery - Personal:  Set Aside Judgement

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What is a Set Aside Judgement?

A Set Aside Judgment is when an individual fails to respond to a Court claim, a default judgment (County Court Judgment - CCJ) may be entered against them without considering their defence. 

The court must set aside a default judgment under the following circumstances which our expert lawyers can assist with.

  • The Defendant can demonstrate they submitted an acknowledgment of service or a defense within the specified time limits
  • The Defendant applied to the court for a summary judgment before the CCJ was issued
  • The Defendant served an admission of liability to the Claimant prior to the CCJ being entered
  • The Defendant has already resolved the claim
  • The Defendant has requested the Claimant's case to be struck out

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Debt Recovery - Personal:  Small Claims

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Small Claims?

Small Claims are for debts up to £10,000.

If you're facing challenges in recovering debts from an individual or a company, our panel of lawyers can provide assistance in recovering this debt.

If legal action is initiated against you for debt recovery our lawyers can also assist you in defending this.

Things to consider:

  • Small claims in the UK involve amounts up to £10,000 in England and Wales
  • Personal injury and housing disrepair claims have a lower limit of £1,000 within the small claims category
  • Contrary to the term "small claims court," these matters are handled by the county courts
  • Common small claims cases encompass debt recovery, substandard workmanship, faulty goods, and non-delivery of goods

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Defamation

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed. 

What is Defamation?

Defamation is where a publication of a statement has caused, or is likely to cause, serious harm to a person's reputation.

For a statement to be defamatory, it must refer to the person being the claimant, and to be either untrue, or incapable of being excused by any other legal defence.

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Development Finance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Development Finance?

Senior Debt lenders require borrowers to inject equity for lower risk funding, covering 75-80% of costs.

While Development Finance streamlines funding, allowing for flexibility and direct contractor payments, with prerequisites such as a business plan, permissions, financial forecasts, and qualifications.

  • Senior Debt lenders demand borrower equity to reduce lending risk
  • They typically cover 75-80% of total project costs
  • Borrower's equity is often expected for land purchases
  • In the case of development, the bank funds construction and finance costs
  • The remaining facility funds can be used for land expenses
  • Development finance streamlines project funding
  • It offers flexibility with 'as-needed' withdrawals and direct contractor payments

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Digital Marketing

Our carefully selected panel of Digital Marketing Specialists, can build and assist with all aspects of digital marketing, social media management, email marketing, SEO, PPC, and analytics.

They can also cover the following:

  • Pay Per Click Services
  • Influencer Marketing
  • Video Marketing
  • Hotel Reputation Management
  • Search Marketing
  • Display Marketing
  • Remarketing
  • Quora Marketing
  • Digital Marketing
  • Conversion Rate Optimisation
  • Paid Advertising
  • Mobile Advertising
  • Content Marketing
  • Lead Based Marketing
  • Affiliate Marketing
  • Website Hosting
  • Brand Reputation Management
  • Twitter Marketing
  • Guest Posting
  • Corporate Reputation Management
  • Facebook Marketing
  • App Store Optimisation
  • Email Marketing
  • Walmart Marketplace

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Distribution Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Distribution Agreements?

A Distribution Agreement is a legal arrangement between a supplier and a distributor outlining the terms and conditions of the distribution of goods or services.

Our specialist lawyers can advise and support you with the following:

  • Parties Involved
  • Scope of Distribution
  • Products or Services
  • Term and Termination
  • Price and Payment Terms
  • Delivery and Risk of Loss
  • Marketing and Promotion
  • Performance Obligations
  • Intellectual Property Rights
  • Confidentiality
  • Dispute Resolution
  • Governing Law

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Drain Inspections

Our carefully selected panel of Drain Specialists conduct drain inspections throughout the UK using advanced equipment and technologies.

What are Drain Inspections?

A drain survey is an in-depth inspection of your drainage system, using high-tech CCTV cameras which are inserted into your drains. These drainage cameras send a live feed back to us, letting your drainage engineer get a good view into your drains so they can identify any issues that might be present.

  • An inspection will identify issues like blockages, leaks, and structural damage in drainage systems
  • Your detailed report provides recommendations for repairs or maintenance
  • Inspections prevent potential problems like flooding or sewage backups
  • Highly competitive pricing
  • All your reports stored in a safe place within your own dashboard

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ECO4 Grants

Our carefully selected panel of Specialist Retrofit Assessors offer a service to assist landlords, tenants and homeowners, to make the property they live in more energy efficient, and to help with reducing monthly bills at no additional cost.

See below what can be on offer to you, subject to survey of your property, and qualifying benefits.

  • Cavity Wall Insulation
  • Floor Insulation
  • Loft Insulation
  • First Time Central Heating
  • New Storage Heaters
  • Solar Panels

Once all works have been completed you will be furnished with warranties and guarantees for the works undertaken.

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Electrical Inspections

Our panel of carefully selected Qualified Electricians, offer comprehensive electrical safety inspections for Landlords and Homeowners throughout the UK.

  • Qualified electrical engineers to carry out your 5 year required certificates for Landlords
  • Inspections cover wiring, fuseboards, switches, outlets, and fixtures. With a full report provided with recommendations if needed
  • Auto renew service available, to save you time arranging inspections when required, and at no extra cost
  • All your certificates and inspections stored in a safe place within your own dashboard
  • Competitive pricing with qualified electricial engineers on hand when needed
  • Regular inspections help identify and address issues promptly, to make sure of your safety and prevention of electricial accidents

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Employers Liability

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Employers Liability.

What is Employers Liability?

Employers Liability for If you have any employees or subcontractors / temporary workers who are working for you under your direction, offering you peace of mind if you ever need to make a claim.

We have lsited below the key elements of cover:

  • Cover for injury or death of an employee whilst performing duties for your business and may be a legal requirement depending on your circumstances
  • Competitive rates 
  • Instant cover with documents issued immediately
  • Monthly or annual payment options
  • UK based team to assist you
  • Option to purchase Tools in Transit cover and other great value add ons
  • Cover for £10M, meeting any statutory requirement
  • Optional cover for multiple trades/business activities

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Employment Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Employment Agreements?

Employment Agreement is a legally binding contract between an employer and an employee that outlines the terms and conditions of the employment relationship.

The below are areas our specialist lawyers cover::

  • Parties involved
  • Job title and description
  • Salary and benefits
  • Working hours
  • Probationary period
  • Holiday and leave entitlement
  • Termination clauses
  • Confidentiality and non-compete clauses
  • Intellectual property
  • Grievance and disciplinary procedures
  • Health and safety
  • Notice periods
  • Applicable law and jurisdiction

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Employment Law for Business:  Collective Bargaining Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Collective Bargaining Agreements?

Collective Bargaining Agreements (CBAs) play a crucial role in commercial business employment law. These agreements are negotiated between employers and trade unions to determine terms and conditions of employment for a group of workers.

CBAs typically cover issues such as wages, working hours, benefits, and dispute resolution mechanisms.

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Employment Law for Business:  Employee Share Incentive Schemes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Employee Share Incentive Schemes?

Employee Share Incentive Schemes (ESIS) in the UK refer to programs implemented by commercial businesses to incentivize and reward employees through the allocation of company shares.

These schemes are designed to align the interests of employees with the company's success and performance.

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Employment Law for Business:  Health and Safety Crisis Communication Planning

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What is Health and Safety Crisis Communication Planning?

Health and Safety Crisis Communication Planning in commercial business employment law in the UK. Which involves preparing for and managing communication during emergencies or crises that impact the health and safety of employees.

Employers are legally obligated to have strategies in place to communicate effectively with employees during such situations.

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Employment Law for Business:  Occupational Health and Safety Policies

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What are Occupational Health and Safety Policies?

Occupational Health and Safety (OHS) policies are designed to ensure the well-being of employees and create a safe working environment. These policies encompass various aspects, including risk assessments, accident prevention, and employee training on safety procedures.

Employers are required to comply with relevant regulations and standards, conduct regular risk assessments, and provide necessary protective equipment.

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Employment Law for Business:  Redundancy and Restructuring

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Redundancy and Restructuring?

Employment Law, specifically in the context of commercial business, addresses issues related to redundancy and restructuring.

Redundancy occurs when an employer needs to reduce the workforce, often due to economic or organisational reasons.

Restructuring is when a company looks to change its business model, structure or processes. Which can involve changes to the workforce, reorganisation of company hierarchy or introducing new processes.

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Employment Law for Business:  Supply Chain Health and Safety Audits

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Supply Chain Health and Safety Audits?

Supply Chain Health and Safety Audits in the context of commercial business employment law in the UK involve the assessment and monitoring of safety practices within the supply chain.

These audits ensure that businesses comply with health and safety regulations, promoting a safe working environment for employees.

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Employment Law:  Contracts of Employment

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What are Contracts of Employment?

An Employment Contract serves as a legally binding agreement between you and your employer, detailing the terms of your employment, including working hours, salary, and benefits. Ensuring your contract aligns with your expectations is crucial when starting a new role, and if your employer seeks to make changes,

Our panel of expert employment lawyers can provide legal assistance to address any related issues.

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Employment Law:  Discrimination at Work

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What is Discrimination at Work?

Discrimination at Work happens when an employer treats one employee less favourably than others. It could mean a female employee being paid less than a male colleague for doing the same job, or an employee from a minority ethnic community being refused the training opportunities offered to other colleagues.

If you are experiencing discrimination at work, our expert lawyers are available to assist you in challenging the unfair treatment or making a compensation claim.

Examples of discrimination at work:

  • Age
  • Sex
  • Gender
  • Race
  • Religion

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Employment Law:  Employment Tribunals

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Employment Tribunals?

The Employment Tribunal is a dedicated forum for individuals who believe they have been unlawfully treated by their current or prospective employers, addressing issues like discrimination, unfair dismissal, and wage non-payment.

If you have an employment dispute, obtaining expert advice is crucial, our expert lawyesr can take you through the entire process, from initial attempts at informal resolution to Tribunal proceedings.

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Employment Law:  Grievance Procedures

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Grievance Procedures?

Grievance Procedures in employment law are structured processes designed to address and resolve workplace issues and complaints raised by employees.

The below are areas where are specialist lawyers can assist you.

  • Informal Resolution
  • Formal Grievance Procedure
  • Grievance Meeting
  • Investigation
  • Grievance Outcome
  • Appeal Process
  • Final Resolution
  • Legal Protections

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Employment Law:  HR Advice

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is HR Advice?

Human Resources (HR) practices in the UK are governed by a combination of employment laws, regulations, and best practices.

Listed below are the areas our specialist lawyers can advise on:

  • Employment Contracts
  • Equal OpportunitiesWorking Time Regulations
  • Minimum Wage Compliance
  • Health and Safety
  • Disciplinary and Grievance Procedures
  • Data Protection (GDPR)
  • Maternity and Paternity Rights
  • Termination and Redundancy
  • Trade Unions and Collective Bargaining
  • Training and Development
  • Flexible Working

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Employment Law:  Redundancy

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Redundancy?

When facing redundancy, our experienced solicitors are here to provide the guidance and information you need, addressing questions about fairness, notice periods, and entitlement to redundancy pay.

Our specialist lawyers can advise and support you with the following:

  • Can provide advice on rights and ensure fair treatment during redundancy
  • Services include assessing the genuineness of redundancy situations, making cases for unfair dismissal, and claiming loss of earnings
  • The fairness of the redundancy selection process is crucial, and discrimination can lead to claims under the Equality Act
  • Advice on statutory redundancy payment, notice pay, and potential enhanced redundancy pay is provided to safeguard financial rights

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Employment Law:  Settlement Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when neded.

What is are Settlement Agreements?

When your employment faces termination, it may involve a settlement agreement.

Our specialist lawyers will clarify the meaning of a settlement agreement and ensure the protection of your rights.

  • A settlement agreement is a legally binding contract between an employer and an employee
  • During negotiation, both parties agree on terms, often involving the employee refraining from legal claims in exchange for compensation
  • Commonly used when employment is ending or facing termination
  • Legally binding only if the employee obtains legal advice before entering the agreement

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Employment Law:  Unfair Dismissal

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Unfair Dismissal?

In the UK, Unfair Dismissal laws are designed to protect employees from arbitrary or unjust termination of employment.

The main legal framework for unfair dismissal is outlined in the Employment Rights Act 1996.

Our specialist lawyers can assist with:

  • Eligibility for Protection
  • Valid Reasons for Dismissal
  • Procedural Fairness
  • Automatically Unfair
  • Dismissals
  • Constructive Dismissal
  • Remedies for Unfair Dismissal
  • Statutory Redundancy
  • Payments
  • Employment Tribunals

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Employment Law:  Unfair Treatment at Work

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What is Unfair Treatment at Work?

Experiencing Unfair Treatment at Work can be a challenging and bewildering situation, you're not alone.

Our specialist lawyers have assisted numerous individuals facing similar circumstances, offering the guidance and support necessary to swiftly address and resolve these issues.

Unfair treatment at work can be for many reasons, eaxmaples are:

  • Age
  • Race
  • Sex
  • Gender identity
  • Disability
  • Religion or belief
  • Sexual orientation
  • Marriage or civil partnership
  • Pregnancy and maternity

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Employment Law:  Unlawful Deductions

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Unlawful Deductions?

The Unlawful Deduction of wages occurs when a worker or employee has not received the full amount or has been paid less than the agreed wages. This involves an actual deduction of wages, not merely a proposal to deduct them.

Unlawful deductions can take many forms, example being:

  • Illegal deduction from wages in the UK occurs when a worker or employee is not correctly paid, either through underpayment or non-payment, irrespective of their contract type
  • The ERA 1996 provides legal protection, preventing unauthorised deductions from wages, including late payments defined in employment contracts
  • Examples of illegal deductions include unpaid bonuses, commissions, untaken holiday pay, and delayed wage payments

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Employment Law:  Whistle Blowing

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What is Whistle Blowing?

Solicitors can assist individuals in whistleblowing, which involves revealing any type of corruption or illegal activity within a UK company or organisation, to safeguard the whistleblowers' safety and legal rights.

Example of Whistle Blowing are:

  • Criminal Offence, example Fraud
  • Danger to Someone's Health and Safety
  • Risk or Actual Damage to the Environment
  • Miscarriage of Justice
  • Company Breaking the Law, exampleLack of Proper Insurance
  • Belief in a Cover-Up of Wrongdoing

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EPC Certificates

Our panel of carefully Accredited EPC Assessors can undertake inspections to provide certificates throughout the UK. 

What are EPC Certificates?

Energy Performance Certificates (EPC) certificates are mandatory in the UK for buildings being sold or rented out.

  • EPC certificates rate energy efficiency on a scale from A to G with advise given to help with energy efficiency measures, reduce carbon emissions
  • Each report details energy consumption and improvement recommendations, to assist you
  • Valid for 10 years, certificates should be displayed prominently, when looking to sell or rent a property
  • EPC certificates help buyers and tenants make informed decisions

If you have a property with a current rating of G, F or E, please feel free to get in touch. As we can assist you in most cases being FREE to improve the property you live in., while funding lasts.

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Equine Law

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What is Equine Law?

Equine law deals with a wide range of legal areas from personal injury to commercial disputes in regards to Horses.

If you have a dispute our panel of specialist lawyers can help with the sale and purchase of a horse (including cross border purchases and sales), debt recovery, veterinary negligence, and liability under the Animals Act 1971. 

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Equity Investment and Fundraising

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Equity Investment and Fundraising?

Equity Investment is the process of raising capital (Fundraising) through the sale of shares to a new investor(s). This doesn't mean you must surrender control of your business, as your investor can take a minority stake.

Companies raise money because they might have a short-term need to pay bills or need funds for a long-term project that promotes growth.

By selling shares, a business effectively sells ownership of its company in return for cash.

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Estate Planning

Our panel of carefully selected Specialist Tax Advisors are always here to support and assist you when needed.

What is Estate Planning?

Estate planning is preparing a plan of action for transferring your assets to your beneficiaries or next of kin.

This can allow you to pass over more of your estate by transferring assets in a tax-efficient manner.

The treatment of tax depends on an individual's circumstances and may be subject to change in the future.

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Excess Protection Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Excess Protection Insurance.

What is Excess Protection Insurance?

UK Excess Protection Insurance offers financial protection against high excess charges on insurance policies.

  • Available from as little as £20.00 a year
  • Ideal for reducing expenses and high excess amounts
  • Covers excess amount in the event of a claim up to £3,000
  • Standalone or add-on option to existing insurance
  • Reduces out-of-pocket expenses for high excess charges
  • Covers various insurance types: car, home, travel, and more
  • Multiple claims coverage within a policy year, up to agreed limit
  • Complements existing coverage for financial peace of mind

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Exclusivity Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Exclusivity Agreements?

Exclusivity agreements in refer to contractual arrangements where one party agrees not to enter into similar agreements or transactions with other parties for a specified period.

Our specialist lawyers can advise you with the following:

  • Definition of an agreement
  • Purpose
  • Negotiation
  • Legal Enforceability
  • Competition Law Considerations
  • Confidentiality
  • Termination and Remedies

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Family Investment Company

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Family Investment Company?

A Family Investment Company (FIC) is a UK resident private company whose shareholders are without exception entirely made up of family members.

They are set up by the older generations of the family wishing to protect family assets and transfer wealth to future generations.

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Family Law:  Change of Name

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What is Change of Name?

People change their names for various reasons:

  • Motivations include new relationships, the end of a relationship, or personal considerations
  • Changing a child's name may be necessary in adoption or specific family circumstances
  • Utilising a Change of Name Deed Poll or a Statutory Declaration by a lawyer adds legal weight
  • This legal documentation increases acceptance by authorities like financial institutions
  • Offers a legally binding agreement for the name change

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Family Law:  Child Arrangement Orders

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What are Child Arrangement Orders?

Navigating child arrangements during divorce or separation is a complex task.

Our panel of specilaist lawyers can help facilitate agreements on child arrangement orders, ensuring they are legally binding through consent orders.

Determining child arrangements involves addressing several key aspects:

  • Residence and Visitation: Establishing where your children will primarily live and the schedule for time with the other paren
  • Social Connections: Identifying other individuals with whom your children will spend time
  • Childcare Responsibilities: Defining the sharing of childcare duties between parents
  • Educational Choices: Deciding on the school your children will attend
  • Healthcare and Education Decisions: Outlining how decisions about your children's healthcare and education will be managed
  • Communication Plan: Establishing a strategy for sharing information and maintaining open lines of communication between parents

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Family Law:  Civil Partnership Dissolution

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Civil Partnership Dissolution?

Ending a relationship is a difficult decision.

Our panel of specialist lawyers offer support and guidance, ensuring you have a compassionate expert by your side.

They will help navigate every step of the process, ensuring fair treatment throughout.

  • Applying for a civil partnership dissolution is possible after a year or more of the partnership
  • To proceed, you must affirm that the partnership has irretrievably broken down
  • This enables the court to issue an Order for the dissolution

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Family Law:  Civil Partnerships

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed. 

What is Civil Partnerships?

A Civil Partnership is a legal arrangement providing a couple with the same legal rights as marriage.

The Civil Partnership Act 2004 initially limited entry to same-sex couples over 16; however, in 2019, it was expanded to include opposite-sex couples.

Our panel of specialist lawyers offer advice for entering or dissolving partnerships, committed to safeguarding your best interests in any situation. 

When entering into a Civil Partnership, civil partner have certain legal rights, things to consider are:

  • Finances
  • Property
  • Children
  • Next of Kin

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Family Law:  Cohabitation Agreement

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Cohabitation Agreement?

A Cohabitation Agreement is a legally binding contract where a couple living together outlines how they will distribute their assets if their relationship comes to an end. Whether you're currently cohabiting or considering it.

Our panel of specialist lawyers can create an agreement to safeguard the financial interests of both you and your partner.

Cohabitation agreements, or living together agreements, are versatile and can cover various aspects based on the couple's circumstances. They may include:

  • Income and Savings
  • Property Arrangements
  • Asset Distribution
  • Child Financial Support

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Family Law:  Divorce

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What is Divorce?

Marriage ending is seldom anticipated, and the aftermath can be emotionally overwhelming. Concerns about children and finances can heighten the stress.

Our panel of specialist lawyers acknowledge the importance of clear advice and support, with empathy and understanding. They will navigate you through the divorce process.

Things to consider:

  • Marriage duration of over one year is a prerequisite for filing for divorce in England and Wales
  • As of April 2022, the sole requirement for a divorce application is to declare irretrievable breakdown, with no additional details needed
  • No further information about the reasons for the breakdown is requested in the divorce application process

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Family Law:  Domestic Violence

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Domestic Violence?

Domestic Violence is a pervasive issue in various family and couple relationships, affecting individuals irrespective of gender, sexual orientation, ethnicity, economic status, or age. If you are experiencing domestic abuse, seeking help is crucial.

Our panel of specialist lawyers prioritise your safety and can take swift action, including obtaining court orders if necessary, to protect you and your family. 

What things can cover domestic abuse:

  • Emotional Abuse
  • Threats and Intimidation
  • Physical Abuse
  • Sexual Abuse

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Family Law:  Family Court Representation

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What is Family Court Representation?

Family Court Representation is where a solicitor will prepare your case and guide you through the legal process. Who will often represent you in court, but sometimes they will refer your case to a barrister. The barrister will then take over and act as your mouthpiece by presenting your case in court.

When facing family court proceedings, our panel of specialist lawyers ensure you receive expert legal representation. With comprehensive expertise in various areas of family law, including child arrangements, divorce, separation, finances, and domestic abuse, our specialist lawyers can provide you with dedicated support and guidance.

The Family Court covers a range of cases, including:

  • Adoption
  • Child arrangements
  • Child abuse, protection, and safeguarding
  • Child abductions
  • Cohabitee disputes
  • Civil partnership dissolution
  • Divorce
  • Domestic violence
  • Female genital mutilation (FGM)
  • Forced marriage
  • Special guardianship
  • Surrogacy
  • Financial settlements following separation/divorce

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Family Law:  Financial Arrangement

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What is a Financial Arrangement?

A Financial Arrangement can include how properties, savings, investments and pensions will be divided between the parties. As part of the arrangement, it may well be the case that one party may receive a share of the other party's pension.

Navigating financial arrangements during divorce or separation is a complex task. 

Sorting out the financial aspects of divorce or the end of a civil partnership involves as you will see below, can also be complex. Which is where our panel of specialist lawyers can provide assistance in reaching agreements on asset division and financial management.

  • The division of properties, including homes and other real estate
  • Allocating savings and investments equitably
  • Deciding how pensions will be distributed between the parties
  • Discussing potential maintenance payments to cover living expenses and childcare

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Family Law:  Grandparents Rights

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Grandparents Rights?

Grandparents, while not having automatic legal rights, hold a valuable role in their grandchildren's lives. Despite the absence of automatic rights, courts are generally sympathetic to grandparents, with access likely only to be denied if it is not in the child's best interests.

If you are a grandparent facing difficulties, our panel of specialist lawyers can assist you in protecting your rights.

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Family Law:  Judicial Separation

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Judicial Separation?

Judicial Separation enables couples to live apart without ending their marriage or civil partnership.

  • Family solicitors assist in assessing the suitability of judicial separation for individuals
  • Support in preparing and submitting applications to the court
  • Guidance provided throughout the judicial separation process

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Family Law:  Non Molestation Orders

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What are Non Molestation Orders?

Non-Molestation Orders are a powerful tool for safeguarding individuals experiencing domestic violence.

  • Non-molestation orders serve as an effective means of protection against domestic violence
  • Our panel of lawyers will act promptly to prevent further abuse and ensure the safety of individuals and their families

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Family Law:  Occupation Order

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is an Occupation Order?

An Occupation Order is an Order that a Court can make, which is under Section 33 of the Family Law Act 1996. This is to determine who can remain living in a property, or defining who can enter certain parts of the home, if parties are unable to agree.

Ensuring everyone feels secure in their own home is crucial.

If you're a victim of domestic abuse, our panel of specialist lawyers can apply for an occupation order to safeguard you and your family.

  • Prioritise safety: Family lawyers can apply for occupation orders in cases of domestic abuse
  • Protecting rights: Legal assistance is available to ensure the right to remain in the family home if unfairly locked out

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Family Law:  Parental Responsibility

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What is Parental Responsibility?

Parental Responsibility is the legal entitlement for decision-making in a child's upbringing, automatically granted to mothers but not fathers, with the option for other individuals like step-parents to apply.

Who has parental rights?

  • Birth mothers automatically have Parental Responsibility
  • Fathers gain Parental Responsibility if married to the mother at the child's birth or if registered on the child's birth certificate
  • Same-sex civil partners have Parental Responsibility if they were civil partners during fertility treatment

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Family Law:  Prohibited Steps Order

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when neded.

What is a Prohibited Steps Order?

A Prohibited Steps Order (PSO) enables a parent to prevent the co-parent from taking specific actions concerning the child.

Our panel of specialist lawyers are available to offer advice on options for safeguarding the child.

Examples of why you might require a Prohibited Steps Order:

  • Relocating your child to a different school
  • Facilitating your child's visits with a specific person
  • Altering your child's name
  • Moving your child away from the local area or abroad
  • Providing consent for your child to undergo a potentially risky medical treatment
  • Making decisions regarding your child's religious upbringing

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Family Law:  Separation Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Separation Agreements?

Separation Agreements, whether for married or unmarried individuals, assist in organising finances and responsibilities during a separation.

Our panel of specialist lawyers can assist to create personalised agreements to protect individual interests.

Any agreement might set out:

  • Child maintenance payments, potentially covered in the separation agreement, allowing for adjustments and contributions beyond Child Maintenance Service calculations
  • Determination of children's living arrangements and contact management, including the inclusion of a parenting plan
  • Agreements on family pets, specifying caretaking responsibilities and expense allocation
  • Family home considerations, including agreements on timing for potential sale triggered by specific events
  • Lump sum payment arrangements, detailing the amount and payment date
  • Debt management decisions, particularly for joint debts, ensuring clarity on responsibilities
  • Division of financial assets, with special attention to complex matters like pensions
  • Distribution of valuable items such as cars and furniture
  • Responsibilities for mortgage, rent, and other bill payments

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Family Law:  Shared Care

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Shared Care?

In cases of parental separation, parents seeking to fulfill their responsibilities and minimise distress for their children may opt for a Shared Care Order, outlining arrangements for their children.

  • Shared Care Orders symbolically place parents on equal footing, challenging potential imbalances in perception
  • Shared Care Orders emphasise equal parental responsibility, preventing either parent from taking the child out of the country without the other's written consent
  • While Child Arrangements Orders allow the parent the child lives with certain travel privileges, a Shared Care Order ensures equality by requiring mutual consent for international travel
  • The primary function of a Shared Care Order is its symbolic importance, challenging traditional parental role perceptions, even though the court can modify a Child Arrangements Order to mitigate undesired consequences

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Family Law:  Special Guardianship

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed. 

What is Special Guardianship?

In cases where a child is cared for by someone other than a parent, such as a family member or former foster carer, and a permanent arrangement is needed.

Our panel of specialist lawyers will be able to provide guidance on applying for a Special Guardianship Order (SGO), draft the application, and assist throughout the entire process.

Reasons to seek a Special Guardianship Order (SGO) include:

  • Providing the child with the stability of a permanent home
  • Granting the special guardian the authority to make day-to-day decisions for the child
  • Unlike adoption, allowing the child's birth parents to retain parental responsibility, with the special guardian consulting them on significant decisions like relocation or name changes

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Finance:  Auction Finance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Auction Finance?

Auction Finance is a form of bridging loan used to buy a property at auction and complete the purchase quickly. 

When purchasing property through auction you generally have to complete within 28 days of the auction.

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Finance:  Bridging Finance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Bridging Finance?

Bridging Finance also known as a bridging loan is a short term loan used to help you bridge the gap when you want to buy something, but you’re waiting for funds to become available from the sale of something else.

With Bridging finance it will tend to attract higher interest rates to compensate for the convenience and additional risk however it can still be an attractive and suitable option while you wait for your next stage of financing.

Bridging finance is often used by people who want to buy a new home before selling their current one.

Landlords, homeowners and property investors use them to help with things like:

  • Buying property
  • Property development
  • Investing in buy-to-let opportunities
  • Tax payment

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Finance:  Development Finance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Development Finance?

Development Finance is a short-term funding option, which is usually for a term of between 6-24 months.

This type of finance is designed specifically to assist with the purchase costs and build costs associated with a residential or commercial development project.

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Finance:  Joint Venture Finance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Joint Venture Finance?

Joint Venture Finance (JV) is a method of developing property without using your own money. As the lender provides all of the money needed to complete the project, profits are usually shared on the sale of the site.

The profits usually end up split on a 50/50 basis. Some lenders will charge interest on funds drawn down and split the profit in your favour slightly. Other lenders will charge no interest and simply split 50/50.

Where interest is charged on the debt, you can usually roll this up, meaning there is no need to service the finance. JV finance is designed to cover 100% of all purchase and build costs of the project. With this type of finance the site acquisition and build costs are both covered fully.

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Finance:  Land Finance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Land Finance?

Land Finance can be a term loan, an overdraft or more commonly known as bridging finance. In most instances the borrowers requirement is for speed and certainty of delivery.

The finance could be required for the purchasing of land with planning permission, for development, improvement of land, or land with no planning that is being acquired to achieve a future gain. 

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Finance:  Lombard Loans

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Lombard Loan?

In simple terms a Lombard Loan is a form of credit, usually for the very wealthy, which is offered by way of a fixed loan or agreed overdraft granted against a pledge of liquid assets such as equities, bonds or investment funds, up to a certain percentage of their value.

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Finance:  Mezzanine Finance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Mezzanine Finance?

Mezzanine Finance are sometimes better known as “Junior Debt” as they are facilities that are more commonly used to top up the senior debt which holds a first legal charge. The junior loan will hold a second legal charge and rank behind the senior lender in repayment and other rights.

It is typical for mezzanine finance to take the total facility of up to 90% of the cost and therefore this type of finance provides valuable capital to reduce the equity required from a borrower.

Mezzanine finance is perceived to carry more risk due to the higher level of gearing and its junior ranking and therefore this will carry a higher cost than if you applied for a senior loan.

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Finance:  Private Finance

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Private Finance?

Private Finance loans are given to individuals or companies by a private organisation or individual instead of a bank or other financial institutions. 

One advantage of private finance is that private investors may grant the individual or company with more capital than may well of been available from public financing.

Private financing will also save on administrative costs.

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First Time Buyer Mortgages:  Bad Credit or Low Credit Score Mortgage

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Bad Credit Low Credit Score Mortgage?

A Bad Credit Mortgage (also known as adverse credit) is just like a regular mortgage, with the exception being they're likely to come with high interest rates than if you had good credit, and there could be a lower limit offered as to how much you can borrow.

You may be asked by lenders to come up with a larger deposit of at least 20-25% of the value of the property, rather than the more usual 5-10%.

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First Time Buyer Mortgages:  Guarantor Mortgages

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Guarantor Mortgage?

A Guarantor Mortgage, is where you may be able to get a mortgage even if you have no deposit, small deposit or a bad credit score.

The mortgage is where a guarantor being someone known to you usually a parent, a relative or even a close friend; who will cover the mortgage repayments if you can't pay them for any reason.

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First Time Buyer Mortgages:  Help to Buy

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service, who at times have exclusive offers for our clients. 

What is a Help to Buy Mortgage?

A Help to Buy Mortgage means you can apply for a mortgage with a 5% deposit. The government provides a loan better known as an equity loan, of up to 40% for properties inside London or 20% for properties outside of London (in Scotland the limit is 15%). You then borrow the rest of the purchase amount as a mortgage.

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First Time Buyer Mortgages:  Right to Buy Mortgages

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Right to Buy Mortgage?

A Right to Buy Mortgage works in the same way as a typical residential mortgage does. This gives anyone who is looking purchasing their council house through a Right to Buy scheme has access to the same mortgage deals as anyone else. The amount you can borrow like all mortgages will depend on several things. This will include the value of the property and your deposit size. There will also be various affordability criteria to be met, such as your income and credit history.

Right to Buy being a government scheme allows you to buy your council home at a substantial discount only if you're a council tenant. You might even be able to use your discount as a mortgage deposit so you can buy your home with less savings.

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First Time Buyer Mortgages:  Shared Ownership

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is a Shared Ownership Mortgage?

Shared Ownership is where you will own a percentage of a property where the housing association or the government will own the rest, and renting it to you at a reduced rate. This often means a lower deposit is required to buy a flat or house.

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First Time Buyer Mortgages:  Small Deposit Mortgages

Our panel of carefully selected Specialist Mortgage Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients.

What are Small Deposit Mortgages?

A Small Deposit Mortgage is a mortgage where you need to have 10% or less. The smallest deposit you can get a mortgage with is usually 5%, although it is possible to get a 100% mortgage; where you won't need a deposit at all. You will however need a guarantor or indeed qualify for a scheme such as Right to Buy. 

How it works is if you have a 5% deposit, you would require a 95% mortgage, and with a 10% deposit, you would require a 90% mortgage.

There are lenders who offer 95% mortgages, however not all do. A majority of lenders require applicants to have a 10% deposit to get a mortgage.

Find out how our panel of specialist mortgage brokers can assist in finding the right deal for you.

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Franchising

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Franchising?

Franchising is defined as an agreement or license between two legally independent parties. Which gives a person or group of people (the franchisee) the right to market a product or service using the trademark or trade name of another business (the franchisor).

Find out how our panel of specialist lawyers can assist you.

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Fraud and Asset Recovery

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What is Fraud and Asset Recovery?

Asset recovery is the process by which assets obtained by illegal means are traced and recovered. This type of crime doesn't pay as the assets acquired by individuals as a result of crime will be seized and confiscated, such as cash, property, vehicles and high-value goods.

For individuals and businesses who believe they have fallen victim to fraud, our panel of specialist lawyers can assist in the recovery of assets both in the UK and Internationally. Which have been lost due to the fraud.

They will also defend clients who are accused of fraud to ensure their assets and rights are protected during a dispute. 

Find out how our panel of specialist lawyers can assist you. 

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Freezing Injunctions and Orders

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What are Freezing Injunctions and Orders?

Freezing Orders, often referred to as injunctions. This is a type of court order that stops an individual from dealing with or disposing of their assets.

Freezing Injunctions are powerful tools for creditors looking to protect assets for recovery to repay substantial debts.

Find out how our panel of specialist lawyers can assist you. 

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Gadget Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Gadget Insurance.

What is Gadget Insurance?

Gadget Insurance covering the cost of replacing or repairing your portable electronic devices if they are damaged, lost, stolen or broken down.

The insurance will cover you for the following

  • Accidental damage, Mobile phone loss, Breakdown, Liquid damage, Fraudulent call cover, Theft and Malicious damage
  • Insure all your gadgets in one place – one policy makes it simple
  • Insure gadgets from a value of £500 up to £3,000
  • Monthly or annual payment options – interest-free
  • Highly competitive premiums
  • Instant cover with documents immediately
  • Cover for Smartphones, Tablets, Laptops, E-Readers, Cameras and other portable electronic devices

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Gas Safety Inspections

Our panel of carefully selected Qualified Gas Safe Engineers, offer comprehensive gas safety inspections for Landlords and Homeowners throughout the UK.

  • Qualified gas safety engineers to carry out your yearly required certificates and or boiler services
  • Inspections cover individual gas appliances, pipework, ventilation,flue systems.and gas leak detection
  • Auto renew service available, to save you time arranging yearly inspections, and at no extra cost
  • All your certificates stored in a safe place within your own dashboard
  • Competitive pricing with gas safe engineers on hand when needed
  • Inspections help prevent accidents, protect against carbon monoxide poisoning, ensure compliance with UK safety regulations. Which is a legal requirement yearly when renting out a property with a gas supply

Find out how our panel of qualified gas safe engineers can assist you. 

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Health and Safety:  Regulatory Advocacy and Compliance

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Health and Safety Regulatory Advocacy and Compliance?

Health and Safety Regulatory Advocacy and Compliance in commercial business employment law involves adherence to various legal frameworks aimed at ensuring a safe and healthy work environment.

Employers must comply with regulations such as the Health and Safety at Work Act, Management of Health and Safety at Work Regulations, and other relevant statutes.

Find out how our panel of specialist lawyers can assist you.

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Health Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Health Insurance.

What is Health Insurance?

Health Insurance (private medical insurance or PMI) covers the cost of private medical treatment, offering shorter waiting times and access to private facilities.

With access to some of the best possible treatments, consultants and facilities should you need them

  • Avoid lengthy waiting lists via the NHS
  • Choice of consultant and hospital
  • Enjoy private facilities, often with access to TV, phone, and the internet
  • Various coverage levels are available, tailored to personal circumstances, family situation, and budget
  • Our experts assess current coverage and search for the best options on the market for you

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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High Value Home Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for High Value Home Insurance.

What is High Value Insurance?

High Value Home Insurance covers you for high value items, such as jewellery, watches and fine art, to give you peace of mind.

What is incuded within this type of cover:

  • Cover for high-value items such as jewellery and watches
  • Cover for fine art, antiques and collectables
  • Identity fraud - Cover for costs to repair your credit status and defend your name
  • Extra cover for accidental damage to include things like spilling wine on carpets
  • Cover for legal expenses for a variety of legal disputes such as personal injury, consumer disputes and more
  • Cover for alternative accommodation in the event your property is uninhabitable following a claim
  • Cover as standrard for fire, theft, and natural disasters
  • Expert support and claims handling plus competitive rates and flexible payment options

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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HMO Emergency Lighting Certificate

Our panel of carefully selected Specialist Qualified Assessors can undertake all risk assessments for emergency lighting and carry out reports for any HMO throughout the UK.

What are HMO Emergency Lighting Certificates?

HMO Emergency Lighting certificates are there to protect you as a Landlord, and your Tenants to make sure everything is in order and working correctly in case of an emergency.

  • Each report will highlight any remedial works required to make your HMO safe
  • Highly competitive pricing
  • Auto renew service available, to save you time arranging inspections when required, and at no extra cost
  • All your certificates and reports stored in a safe place within your own dashboard
  • Inspections help prevent accidents, protects Landlords and Tenants, plus ensure compliance with UK safety regulations. Which is a legal requirement when renting out an HMO.that you have an up to date report

Find out how our panel of qualified assessors can assist you. 

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HMO Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for HMO Insurance.

What is HMO Insurance?

HMO insurance is designed for landlords in the UK with properties rented to multiple tenants.

  • Our brokers are specialist within this field and can offer view some of the insurers all risks which will cover material loss or damage to buildings and/or contents
  • Cover for risks such as fire, theft, damage, and public liability
  • Wide range of tenancy types considered including students plus those in receipt of Universal Credit and Housing Benefits
  • Property owners liability cover up to £5m
  • Loss of rent cover following insured damage to your property
  • Employers liability cover up to £10m for cleaners, gardeners, caretakers, and persons doing minor maintenance and repairs
  • Up to 90 days full cover between lets for unoccupied properties which is good to have
  • Optional covers may include loss of rent, legal expenses, and alternative accommodation costs
  • Competitive premiums
  • HMO insurance safeguards landlords and their rental income

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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HMO Rent Guarantee Insurance:  4 Bedroom (£0 - £500pcm)

Our carefully selected panel of Specialist Insurance providers can offer this bespoke HMO Rent Guarantee Insurance.

What is HMO Rent Guarantee Insurance?

This is a legal expenses policy to cover you if your tenants can’t or won’t pay up to the value of £500 per month for each of the rooms within a 4 bedroom house.

Cover includes as follows

  • Rent paid even if tenant does not pay
  • Legal Expenses for the eviction of tenants
  • Court fees included
  • No Solicitor or High Court Bailiff costs
  • 50% of rent paid after gaining vacant possession for up to 3 months
  • All types of tenants considered

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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HMO Rent Guarantee Insurance:  4 Bedroom (£501 - £3,000pcm)

Our carefully selected panel of Specialist Insurance providers offer this bespoke HMO Rent Guarantee Insurance.

What is HMO Rent Guarantee Insurance?

This is a legal expenses policy to cover you if your tenants can’t or won’t pay up to the value of £3,000 per month for all rooms within a 4 bedroom house.

Cover includes as follows

  • Rent paid even if tenant does not pay
  • Legal Expenses for the eviction of tenants
  • Court fees included
  • No Solicitor or High Court Bailiff costs
  • 50% of rent paid after gaining vacant possession for up to 3 months
  • All types of tenants considered

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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HMO Rent Guarantee Insurance:  6 Bedroom (£0 - £500pcm)

Our carefully selected panel of Specialist Insurance providers have on offer this bespoke HMO Rent Guarantee Insurance.

What is HMO Rent Guarantee Insurance?

This is a legal expenses policy to cover you if your tenants can’t or won’t pay up to the value of £500 per month for all rooms within a 6 bedroom house.

Cover includes as follows

  • Rent paid even if tenant does not pay
  • Legal Expenses for the eviction of tenants
  • Court fees included
  • No Solicitor or High Court Bailiff costs
  • 50% of rent paid after gaining vacant possession for up to 3 months
  • All types of tenants considered

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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HMO Rent Guarantee Insurance:  6 Bedroom (£501 - £3,000pcm)

Our carefully selected panel of Specialist Insurance providers have on offer this bespoke HMO Rent Guarantee Insurance.

What is HMO Rent Guarantee Insurance?

This is a legal expenses policy to cover you if your tenants can’t or won’t pay up to the value of £3,000 per month for all rooms within a 6 bedroom house.

Cover includes as follows

  • Rent paid even if tenant does not pay
  • Legal Expenses for the eviction of tenants
  • Court fees included
  • No Solicitor or High Court Bailiff costs
  • 50% of rent paid after gaining vacant possession for up to 3 months
  • All types of tenants considered

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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HMO Risk Assessment

Our panel of carefully selected Specialist Qualified Assessors, offer comprehensive inspections for Landlords throughout the UK.

What is an HMO Risk Assessment?

HMO Fire Risk Assessment reports are there to protect you as a Landlord and your Tenants in the case of a fire.

  • Our assessors are qualified to undertake all risk assessments for fire safety and carry out reports for any HMO throughout the UK
  • Each report will highlight any remedial works required to make your HMO fire safe
  • Highly competitive pricing
  • Auto renew service available, to save you time arranging inspections when required, and at no extra cost
  • All your certificates and reports stored in a safe place within your own dashboard
  • Inspections help prevent accidents, protects Landlords and Tenants, plus ensure compliance with UK safety regulations. Which is a legal requirement when renting out an HMO.you have an up to date report

Find out how our panel of qualified assessors can assist you.

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Holiday Home Insurance

Our panel of carefully selected Specialist Insurance providers can offer Holiday Home Insurance cover.

What is Holiday Home Insurance?

We know whether you are buying a second home or holiday home in the UK is pretty straightforward. However, you should look to take out good holiday home insurance to protect your investment.

Whether you are planning to rent it out furnished or unfurnished, our providers will tailor a holiday let policy to meet your requirements, and offer you peace of mind should the need for a claim arise.

We have listed below key parts of cover within your policy:

  • Cover for your property for repair or rebuild following a claim for example, fire, flood and others that may arise
  • Liability cover in the event of accidents on your property to guests or visitors for which you are liable
  • Covers damage or theft of contents within your property
  • Cover for own use or rental
  • Competitive rates and premiums

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Home Appliance Cover

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Home Appliance Cover.

What is Home Appliance Cover?

Home Appliance Cover is there to protect your household appliances, and against costly repairs giving you peace of mind knowing you're covered.

Listed below is what is included within your cover:

  • Everything covered in one place
  • Over 30 household appliances covered including - Blu-ray & DVD player, Home Cinema, Smart Speaker, Hi-Fi System, Digital Radio, Robot Vacuum and other floor cleaning devices. 
  • Parts and Labour included
  • Repair or Full Replacement of your Appliance (some providers cover full replacement under 5 years old and percentage towards a new one over 5 years old, with some covering full replacement up to 15 years old)
  • Cover for appliances up to 10 years old (some providers offer up to 15 years old)
  • Nationwide Cover 
  • Discounts on premium for combining your appliances
  • No call out charges
  • Unlimited call outs
  • Choice of Excess

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Home Buyers Protection

Our panel of carefully selected Specialist Insurance providers will look to offer the best options for Home Buyers Protection. 

What is Home Buyers Protection?

Home Buyers Protection Insurance covers up-front costs associated with house purchases that could fall through.

With approximately 30% of house purchases end up falling through, leading to potential financial loss, and an average cost to buyers being around £2,500. It is good to know that cover below is in place to protect you.

  • We have two options for you: Essential Property Protection and Premium Property Protection
  • Conveyancing Fees up to £1,500
  • Survey/Valuation Fees up to £750
  • Mortgage Lender Fees up to £250 (if applicable to your purchase)
  • Up to 180 days cover 
  • Mortgage Broker Fees £200 (if applicable to your purchase)
  • Gazumping Protection
  • Accommodation & Storage Fees
  • No excess, and IPT (Insurance Premium Tax) is included in the fees payable

The amount of protection you receive depends on which policy you purchase.

Find out how our panel of insurance specialists can put this cover in place for you.

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Home Emergency Cover

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Home Emergency Cover.

What is Home Emergency Cover?

Home Emergency Cover provides peace of mind knowing you have protection in place against costly emergency call out fees, wherever your property is in the UK.

We have listed below the key elements of the policy:

  • Heating - Cover for a complete loss of heating and hot water
  • Plumbing - Cover for sudden failure of, or unforeseen damage to the plumbing and drainage system
  • Utilities - Cover for sudden and complete failure or breakdown of the electricity or gas supply
  • Alternative accommodation - Up to £250 costs for alternative accommodation if your house is uninhabitable as a result of a claim
  • Storm - Damage to the roof of your property caused by storm, fallen trees, and branches, (included by some providers)
  • Alternative Heating - In the event your heating cannot be fixed straight away, you will be supplied with an alternative heating solution, until your heating is restored (included by some providers)
  • Security - Damage caused to external locks, doors, or windows leading to an unsecured property
  • Infestation - Cover for pests including rats, mice, and wasps
  • Unlimited number of claims - Unlimited number of claims and up to £1,000 per claim with some providers
  • 24/7 Emergency helpline (even on Christmas day)
  • No Excess option available

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Home Sellers Protection

Our panel of carefully selected Specialist Insurance providers will look to offer the best options for Home Sellers Protection. 

What is Home Sellers Protection?

Home Sellers Protection Insurance provides essential cover in case the sale of your property falls through.

With cover in place it protects you against the cost of conveyancing that can be very costly at times. So whether you are looking to sell a flat, apartment, house or a buy-to-let property. This policy has the cover for you

  • The policy covers the cost of conveyancing fees up to the value of £1,650. This level of cover is vital to ensure that your significant upfront costs are covered
  • Cover against the cost of the searches if the party who is buying the property has an adverse search that restricts or is seriously detrimental to the property sale going through
  • Costs against any defects or irregularities to the structure of the property you are selling where rectification work is valued at over 10% of the offer you have accepted from the homebuyer
  • You are covered if the homebuyer dies, and any surviving partners are thus unable or unwilling to proceed with the purchase
  • Cover in place if the individual buying your property can no longer proceed with the purchase due to a notice of redundancy
  • The same applies if the person buying your home was doing so as part of a relocation process and their relocation was to fall through and your transaction fails, you will still be covered

Find out how our panel of insurance specialists can put this cover in place for you.

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Housing Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Housing Disputes?

Facing housing disputes can be highly stressful, challenging the sense of security in your home. Our expert lawyers specialise in efficiently resolving a variety of housing conflicts, providing guidance on your rights throughout the process. Legal obligations exist for professionals and sellers to protect buyers.

Failure to fulfill these duties can lead to disputes, with common examples including issues arising during the acquisition of residential properties.

Find out how our panel of specialist lawyers can assist you.

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Immigration:  Adult Dependant Visa

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your Adult Dependant Visa application.

What is an Adult Dependant Visa?

An Adult Dependant Visa enables overseas immediate family members of UK visa holders to come to the United Kingdom.

There are many different visa types allow holders to bring dependant family members to the UK, including work, study, business, and ancestry visas. 

See below the services our specialist immigration lawyers can support you with:

  • An initial meeting in person or via Teams/Zoom
  • They will deal with your full application including assessment of evidence and satisfaction of Visa Requirements
  • Will include level of funds with your application

Find out how our panel of specialist immigration lawyers can assist you.

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Immigration:  Appeals

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your immigration appeals application.

What are Immigration Appeals?

This an appeal to the First-Tier Tribunal (Immigration and Asylum Chamber) if the Home Office has decided to, refuse your protection claim (also known as 'asylum claim' or 'humanitarian protection') revoke your protection status. refuse your human rights claim.

See below the services our specialist immigration lawyers can support you with:

  • An initial meeting in person or via Teams/Zoom
  • Full review of rejection documents from Home Office
  • Assessment of merits in making the appropriate appeal
  • Full advice given throughout the process
  • Submit full application on your behalf

Find out how our panel of specialist immigration lawyers can assist you.

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Immigration:  Application for Proof of Residence for EU Citizens and Family Members

Our panel of carefully selected Specialist Immigration Lawyers are always here to support and assist when needed.

What is an Application for Proof of Residence for EU Citizens and Family Members?

The Application for Proof of Residence for EU Citizens and Family Members is to be able to demonstrate you have the right to remain.

You should be able with your application to provide an annual bank statement or account summary, showing 6 months of payments received or spending in the UK in a 12-month period. In addition a dated and signed employer letter confirming the duration of a period of UK based employment undertaken and evidence that the employer is genuine, for example, their Companies House number.

These can be helpful to prove rights for employment and qualify for certain benefits and services in the UK.

Family members are your spouse or registered partner, parent of an EU citizen under 21, who actually takes care of this young citizen, descendant under 21 or such a descendant of a spouse of an EU citizen.

Our panel of specialist lawyers can advise on the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Supporting evidence of residency reviewed and merits assessed
  • Full advice given throughout the process
  • Submit full application on your behalf

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Immigration:  British Citizenship - Adult

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your british citizenship for adults application offering the following service.

What is British Citizenship for an Adult?

An adult may be able to apply to naturalise as a British citizen if they have lived in the UK lawfully for specific period of time and have also been settled in the UK for a specific time. 

Our panel of specialist lawyers offer the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Assessment of merits assessed
  • Full advice given throughout the process
  • Submit appropriate full application based on clients individual circumstances

Find out how our panel of specialist immigration lawyers can assist you.

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Immigration:  British Citizenship - Children

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your british citizenship for children application.

What is British Citizenship for Children?

British Citizenship for Children is where legitimated children are entitled to registration as a British Citizen under section 3(5) of the British Nationality Act 1981. If they were born outside the UK. at the time of their birth and had a parent who was a British Citizen by descent. they are under the age of 18 when the application is made.

To register as a British citizen, a child has to make an application to the Home Office.

Our specialist lawyers can advise on the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Assessment of merits assessed
  • Full advice given throughout the process
  • Submit appropriate full application based on clients individual circumstances

Find out how our panel of specialist immigration lawyers can assist you.

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Immigration:  Business Immigration, including Investment Visas, Entrepreneur Visas and any other Visa required

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your business immigration, including investment visas, entrepenaur visas and any other visa required application. 

What are Business Immigration Visas?

A UK Business Visa allows individuals to come to the UK to carry out activities specifically related to an overseas business. Under the current UK immigration rules for businesses, there are several types of business visas.

Our panel of specialist lawyers offer the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Full assessment undertaken
  • Drawing up the appropriate licence, visa or anything else required by the business client
  • Full advice given throughout the process
  • Submit full application on your behalf

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Immigration:  Corporate Immigration Skilled Worker or Intra-Worker Visa or Licences

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with your corporate immigration requirements supporting you every step of the way.

What are Skilled Worker or Intra-Worker Visa or Licences for Corporate Immigration?

The Skilled Worker Visa is for migrants who intend to come to the UK and take up a permanent role, while the Intra-Company Transfer (ICT) is for people already employed by a company that has a UK branch.

Our panel of specialist lawyers offer the following:

  • This is a service for skilled workers, intra workers visas or licences
  • Includes an initial meeting via Teams/Zoom
  • Assess the merits of each case
  • Look into the points accrued by clients and individual circumstances

Find out how our panel of specialist immigration lawyers can assist you.

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Immigration:  EEA Permanent Residence Card & Settled Status

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your EEA permanent residence card/settled status application.

What is a EEA Permanent Residence Card/Settled Status?

For those who have automatically acquired permanent residence but who do not have a valid permanent residence document, they will need to apply for settled status to enable them to make an application for British citizenship by way of naturalisation.

Our panel of specialist lawyers offer the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Supporting evidence of the right to live in the UK permanently and merits assessed
  • Full advice given throughout the process
  • Submit full application on your behalf

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Immigration:  EEA Registration Certificate for EU Nationals

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your EEA registration certificate for EU nationals application.

What is a EEA Registration Certificate for EU Nationals?

An EEA Registration Certificate is a formal document confirming the right of an EEA national to legally reside in the United Kingdom under the terms of the EEA treaty.

Our panel of specialist lawyers offer the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Supporting evidence of residency reviewed and merits assessed
  • Full advice given throughout the process
  • Submit full application on your behalf

Find out how our panel of specialist immigration lawyers can assist you.

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Immigration:  EEA Residence Cards for Non-EU Family Members

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your EEA residence cards for non-EU family members application.

What are EEA Residence Cards for Non-EU Family Members?

There is not an absolute legal requirement for a qualifying non-EEA family member to hold an EEA Residence Card but it can be very useful for proving their immigration status, especially when they have left the UK and are attempting to re-enter or to prove to employers their right to work in the UK.

Our panel of specialist lawyers offer the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Supporting evidence of residency reviewed and merits assessed
  • Full advice given throughout the process
  • Submit full application on your behalf

Find out how our panel of specialist immigration lawyers can assist you.

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Immigration:  Entry Clearance Application for Students, Worker or Ancestry Visa

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your entry clearance application. 

What is a Entry Clearance Application for Students, Worker or Ancestry Visa?

UK Visa Entry clearance is the procedure used by Entry Clearance Officers (ECOs) at British missions overseas to check, before a person arrives in the UK, if that person qualifies under the Immigration Rules for entry to the UK.

Our panel of specialist lawyers offer the following:

  • Application for Students, Workers or Ancestry Visa
  • Includes an initial meeting in person or via Teams/Zoom
  • They will deal with your full application including assessment of supporting documents
  • Ensuring conditional offer is valid and CAS details are correct before submitting the full application

Find out how our panel of specialist immigration lawyers can assist you.

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Immigration:  In Country Further Leave to Remain

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your  in country further lease to remain application.

What is a In Country Further Leave to Remain?

Further Leave to Remain under family life gives such a person an opportunity to extend their stay in the country for period of time. It would be up to the discretion of the Home Office, however, to grant such permission.

Our panel of specialist lawyers offer the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Full assessment of your case
  • Deal with your full application made on the individuals circumstances
  • Full explanation of the process given to clients
  • Submit full application on your behalf

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Immigration:  In Country Indefinite Leave to Remain and Settlement Applications

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your in country indefinite leave to remain/settlement application.

What is a In-Country Indefinite Leave to Remain and Settlement Application?

Indefinite leave to remain is how you settle in the UK. It's also called 'settlement'. It gives you the right to live, work and study here for as long as you like, and apply for benefits if you're eligible. You can use it to apply for British citizenship.

Our panel of specialist lawyers offer the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Full assessment of your case regard to eligibility
  • Advise as to what application can made on the individuals circumstances
  • Submit full application on your behalf

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Immigration:  In Country Student Application

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support to your in country student application.

What is an In Country Student Application?

Individuals who are already in the country and wish to apply for a change of immigration status or extend their current visa.

For international students, this could mean applying for a visa extension to continue their studies or to switch to another visa category.

Our panel of specialist lawyers offer the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Full application assessment of supporting documents
  • Ensure conditional offer is valid and CAS details are correct
  • Submit full application on your behalf

Find out how our panel of specialist immigration lawyers can assist you.

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Immigration:  Long Residence Applications

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your long residence application. 

What are Long Residence Applications?

You may be able to apply for indefinite leave to remain if you've been in the UK legally for an extended period of time (known as 'long residence'). Indefinite leave to remain is how you settle in the UK. It's also called 'settlement'. 

Our panel of specialist lawyers offer the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • Full assessment of your supporting evidence
  • English language assessment and pass life in the UK test in order to fully assess clients merits
  • Full advice given throughout the process
  • Submit full application on your behalf

Find out how our panel of specialist immigration lawyers can assist you.

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Immigration:  Spousal - Fiance - Proposed Civil Partner - Unmarried Partner

Our panel of carefully selected Specialist Immigration Lawyers are always here to support and assist when needed.

How to get a Visa for Spousal - Fiance - Proposed Civil Partner - Unmarried Partner?

To get a Visa for your Spousal, Fiance, Proposed Civil Partner or Unmarried Partner. You must be able to prove one of the following:

you're in a civil partnership or marriage that's recognised in the UK

you've been living together in a relationship for a specific period of time when you apply

Our panel of specialist lawyers offer the following:

  • Assisting with Spousal/Fiance, Proposed Civil Partner and Unmarried Partner
  • Includes an initial meeting in person or via Teams/Zoom
  • They will deal with your full application including assessment of evidence and satisfaction of Visa Requirements

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Immigration:  Tourism or Visiting Family Visa

Our panel of carefully selected Specialist Immigration Lawyers are here to assist you with full support for your tourism or visiting family visa application. 

What is a Tourism or Visiting Family Visa?

Your friend or family member can apply for a visitor visa so they can visit you in the UK.

Visitor visas are usually for up to 6 months.

Our panel of specialist lawyers offer the following:

  • Includes an initial meeting in person or via Teams/Zoom
  • They will deal with your full application including checking validity of passport
  • Review and assess supporting documents
  • Assistance with your interview appointment if required
  • Submit full application on your behalf

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Income Protection Insurance

Our panel of carefully selected Specialist Insurance providers will offer options when looking for Income Protection Insurance.

What is Income Protection?

Income Protection Insurance covers you if you are off work due to illness or injury, and pays you a monthly income to cover basic living costs. So you and your family can cope financially, to give you peace of mind.

The plans can be tailored to take into account any sick pay you get from work, meaning you are only paying for cover that you actually need.

  • Provides financial cover in case of loss of income
  • Helps maintain financial stability during illness or disability
  • Covers various scenarios, including accidents and sickness
  • Ensures peace of mind and security for policyholders
  • Enables individuals to focus on recovery without financial worries
  • Aims to protect individuals and their families from financial hardship

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Income Tax

Our panel of carefully selected Specialist Tax Advisors are always here to support and assist you when needed.

What is Income Tax?

Income Tax is a tax you pay on your income. You do not have to pay tax on all types of income.

The type of tax you pay from your income are as follows:

  • Money from employment before tax and National Insurance, which includes if you could not work but were still getting paid ('on furlough') - it is worth checking your P60s, P45s or payslips. your earnings before tax and National Insurance if you're self-employed - worth checking your Self Assessment tax return.

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Incorporation Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Incorporation Agreement?

An Incorporation Agreement refers to the legal document that outlines the terms and conditions agreed upon by individuals or entities when forming a company.

Our specialist lawyers can advise on the following:

  • Formation of a Company
  • Key Elements
  • Share Capital and Distribution
  • Directors and Management
  • Transfer of Shares
  • Regulatory Compliance
  • Amendments and Termination
  • Confidentiality and Non-Compete Clauses

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Inheritance Tax

Our panel of carefully selected Specialist Tax Advisors are always here to support and assist you when needed.

What is Inheritance Tax?

Inheritance Tax is a tax on the estate being (the property, money and possessions) of someone who has unfortunately died.

There's normally no Inheritance Tax to pay if either:

  • The value of your estate is below the current threshold of £325,000
  • You leave everything above the £325,000 threshold to your spouse, civil partner, a charity or a community amateur sports club

Find out how our panel of specialist tax advisors can assist you with your estate planning.

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Intellectual Property: Anti-Counterfeiting Measures

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Anti-Counterfeiting Measures?

Anti-counterfeiting measures in commercial business involve a multifaceted approach to safeguarding intellectual assets. This includes registering trademarks, patents, and designs to establish legal rights, employing copyright protection for original works, and enforcing these rights through civil litigation.

Find out how our panel of specialist lawyers can assist you.

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Intellectual Property:  Brand Strategy and Management

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Brand Strategy and Management?

Brand Strategy and Management within business involves the deliberate planning and execution of activities to build, protect, and maximise the value of a company's brand assets. It encompasses the development of a brand strategy that aligns with the overall business objectives, including brand positioning, messaging, and visual identity.

Intellectual property law plays a crucial role in safeguarding these brand elements through trademarks, copyrights, and other legal mechanisms.

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Intellectual Property:  Confidential Information Rights

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

Whar are Confidential Information Rights?

Intellectual Property (IP) law includes provisions related to the protection of confidential information within commercial business transactions. Confidential information rights are crucial for safeguarding proprietary business knowledge and data.

These rights typically arise when parties enter into agreements where one party discloses confidential information to another under certain conditions.

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Intellectual Property:  Confidentiality

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Confidentiality in Intellectual Property?

Confidentiality is a crucial aspect of intellectual property law in commercial businesses. It pertains to the protection of sensitive information, trade secrets, and proprietary data that give businesses a competitive edge.

In order to safeguard their intellectual property, companies often rely on confidentiality agreements or non-disclosure agreements (NDAs) when sharing confidential information with employees, contractors, or third parties.

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Intellectual Property:  Design Rights

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Design Rights?

Design Rights, a subset of intellectual property law, protect the visual appearance of a product or its ornamentation.

These rights are crucial for businesses seeking to safeguard the unique and distinctive aspects of their designs from imitation.

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Intellectual Property:  Domain Name Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Domain Name Disputes?

Domain Name Disputes within commercial business typically revolve around the ownership and use of internet domain names. These disputes often arise when parties believe that a domain name registration infringes on their trademark rights or constitutes an act of bad faith.

The UK has established mechanisms, such as the Uniform Domain-Name Dispute-Resolution Policy (UDRP) and the Nominet Dispute Resolution Service, to address these conflicts.

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Intellectual Property:  Enforce Your Rights

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

Why do you need to Enforce Your Rights?

Enforcing intellectual property rights in commercial business involves protecting and defending various forms of intellectual assets such as trademarks, patents, copyrights, and trade secrets.

Businesses must actively monitor and take legal action against any unauthorised use or infringement of their intellectual property.

This may include filing lawsuits, seeking injunctions, and pursuing damages to safeguard their exclusive rights.

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Intellectual Property:  Intellectual Property Strategy

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is the importance of Intellectual Property Strategy?

Intellectual Property (IP) strategy is essential for safeguarding and maximising the value of intangible assets.This strategy encompasses the identification, protection, and management of intellectual property, including patents, trademarks, copyrights, and trade secrets.

Businesses must proactively assess their IP landscape, considering both offensive and defensive measures to maintain a competitive edge.

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Intellectual Property:  IP Due Diligence

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is IP Due Diligence?

Intellectual Property (IP) due diligence in commercial business within the realm of intellectual property law in the UK involves a comprehensive examination of a company's intangible assets to assess their legal status, ownership, and potential risks. This process is crucial during mergers, acquisitions, or other business transactions where the value of intellectual property is a significant factor. IP due diligence encompasses patents, trademarks, copyrights, and trade secrets.

Legal professionals scrutinise existing agreements, licenses, and litigation matters related to intellectual property, ensuring compliance with regulations.

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Intellectual Property:  IP Licensing and Technology Transfer

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is IP Licensing and Technology Transfer?

IP licensing and Technology Transfer play pivotal roles in facilitating the exchange and utilisation of intellectual property (IP) assets.

It is worth noting that IP licensing involves granting permission to third parties to use specific intellectual property rights, such as patents, trademarks, or copyrights, in exchange for agreed-upon terms, often financial compensation.

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Intellectual Property:  Passing Off

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Passing Off?

Passing Off is a legal term for what happens when an individual or a business misrepresents someone else’s goods or services in order to try and pass them off as their own. 

An example of this, is if someone starts using a business name and logo that is very similar to yours, by selling similar products and services, to try and convince customers that they are actually buying from you.

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Intellectual Property:  Patent Infringement

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Patent Infringement?

Patent Infringement refers to the unauthorised use, making, selling, or importing of a patented invention without the permission of the patent holder.

A patent grants exclusive rights to the inventor, allowing them to control the use of their invention for a specified period.

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Intellectual Property:  Trademark Infringement

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What isTrademark Infringement?

Trademark Infringement refers to the unauthorised use of a registered trademark that is likely to cause confusion among consumers.

A trademark is a distinctive sign, such as a logo or brand name, used to identify and distinguish goods or services.

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International Law

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is International Law?

International law, in general terms, sets out the rules that apply to the relationships between states.

It also sets out rules on many issues that states who have agreed which are of international importance.

International law covers a lot of things.

Find out how our panel of specialist lawyers can assist you.

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International Medical Insurance

Our panel of carefully selected Specialist Insurance providers will offer options when looking for International Medical Insurance.

What is International Medical Insurance?

International Medical Insurance plan gives you access to private healthcare services across the globe. This covers you in the event you need medical assistance when travelling or working abroad. 

Which is available at many levels of cover, from basic policies that cover the essentials, through to fully comprehensive policies to include specialist treatments and even complementary therapies.

With policies tailored made for the type of cover you require, offering you peace of mind.

  • Access to quality healthcare wherever you live and work
  • Expenses for in-patient, day-patient, and out-patient treatment
  • Covers the cost of general healthcare and treatments
  • Provides regular health screenings
  • Medical evacuation and repatriation benefits
  • Provides access to some of the best treatments, consultants, and facilities
  • Premiums can be paid in a range of currencies
  • Group and individual policies are available

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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International Tax

Our panel of carefully selected Specialist Tax Advisors are always here to support and assist you when needed.

What is International Tax?

International Tax is where your UK residence status affects whether you need to pay tax in the UK on your foreign income. 

Non-residents only pay tax on their UK income - they do not pay UK tax on their foreign income.

Residents normally pay UK tax on all their income, whether it's from the UK or abroad.

Find out how our panel of specialist tax advisors can assist you. 

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International Trade Contracts

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a International Trade Contract?

International trade contracts involve the negotiation and drafting of legally binding agreements between parties engaged in cross-border transactions.

These contracts outline the terms and conditions governing the sale or exchange of goods and services across different jurisdictions.

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Investment Loans

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What are Investment Loans?

An Investment Loan is an amount of money lent to finance a particular project:

Investment loans help entrepreneurs to develop their businesses.

  • Owner-occupier loans depend on business profitability and may have lower leverage for new businesses
  • Investor loans prioritise rental income and profit potential beyond loan repayments

Find out how our panel of specialist finance brokers can assist in finding the right deal for you.

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Joint Venture Agreement

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Joint Venture Agreement?

A Joint Venture Agreement is a contract between two or more parties to work together on a shared business project.

This agreement allows the parties to set the ground rules and define each other's obligations to make sure that the business partners are protected in case of a joint venture dispute.

Our panel of specialist lawyers can draft and advise you on the following:

  • Drafting of the JV agreement
  • Advising you of bespoke clauses and agreement
  • Negotiating between the parties
  • Ensure both parties are certain of their rights and responsibilities

Find out how our panel of specialist lawyers can assist you.

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Joint Venture Financing

Our panel of carefully selected Specialist Finance Brokers are always here to support and assist you, offering a whole of market service. Who at times have exclusive offers for our clients. 

What is Joint Venture Financing?

Joint Venture Financing, typically involves 100% funding by an investor or partner, for a profit share.

Our panel of specialist finance brokers have access to numerous lenders, Joint Venture Partners and Investors who will consider 100% funding the right project, with the profit share amount determined by the individual lenders assessment of risk, amongst other things.

Interest will also be charged on the monies used, and charged against the amount drawn sum each month.

  • Financing options exist to help property developers overcome cashflow limitations
  • These options prioritise flexibility, risk-sharing, and profit-sharing
  • A strong commitment to project success is emphasised

Find out how our panel of specialist finance brokers can assist in finding the right deal for you.

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Kitchen Appliance Cover

Our panel of carefully selected Specialist Insurance providers will offer the best options when looking for Kitchen Appliance Cover.

What is Kitchen Appliance Cover?

Kitchen Appliance Cover is there to protect your appliances, avoid those costly repairs, and give you peace of mind knowing your appliances are covered.

Listed below is what is included within your cover:

  • Cooker, Oven, Hob, Dishwasher, Freezer, Fridge-Freezer, Microwave, Tumble Dryer, Washer/Dryer, Washing Machine, Cooker Hood
  • Everything covered in one place
  • Parts and Labour included
  • Repair or Full Replacement of your Appliance (some providers cover full replacement under 5 years old and percentage towards a new one over 5 years old, with some covering full replacement not dependant on age)
  • Cover for appliances up to 15 years old (with some providers)
  • Nationwide Cover
  • Discounts on premiums for combining your appliances with some providers
  • No call out charges
  • Unlimited call outs
  • No excess option available

Find out how our panel of specialist insurance brokers can find the right cover for you.

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Land Remediation Relief

Our panel of carefully selected Specialist Tax Advisors are always here to support and assist you when needed.

What is Land Remediation Relief?

Land Remediation Relief (LRR) is a relief on corporation tax of the capital expenditure incurred for cleaning up contaminated or derelict land.

This form of tax relief is available to property investors and developers alike. 

Find out how our panel of specialist tax advisors can assist you. 

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Landlord & Tenant:  Defend a Deposit Claim

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Defending a Deposit Claim?

Defending a Deposit Claim is when a tenant issues a claim for compensation. Which can happen when a landlord did not protect the deposit or protected it late. 

Find out how our panel of specialist lawyers can assist you.

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Landlord & Tenant:  Evictions

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed. 

What are Evictions?

Evictions are when you are looking to end the tenancy of your tenant.

You will need to serve a notice such as a Section 8 or Section 21 notice to do such.

If a tenant decides not to vacate the property as outlined within the notice. It is advised to instruct a legal specialist to file court papers on your behalf to start the legal process, and reprsent you in court if necessary.

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Landlord & Tenant:  Section 21 Notice

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Section 21 Notice?

A Section 21 Notice is a notice from a landlord to terminate a tenancy in accordance with UK law.

This written notice must be served to the tenant at least two months before the intended end date of the tenancy. 

Our panel of specialist lawyers can assist you with the following:

  • Check all paperwork in accordance with regulatory requirements
  • Drafting of the notice
  • Serve notice in the manner recognised by the courts
  • Advise and support you throughout the process

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Landlord & Tenant:  Section 8 Notice

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Section 8 Notice?

A Section 8 Notice serves as a notification that the landlord is pursuing possession of their property, either for a change in use or due to a violation of the tenancy agreement.

While the notice requests the tenant to vacate the property, an immediate departure is not required, as there will be a specified notice period.

Things to consider as listed below:

  • A Section 8 notice, also known as a Section 8 possession notice, must be accurately completed and served on tenants of a rental property
  • This notice allows landlords to seek possession of the rental property from the tenant during the Assured Shorthold Tenancy (AST) term
  • The Section 8 notice indicates that the tenant has violated conditions outlined in the tenancy agreement, with various breaches being possible
  • Common breaches include non-payment or late payment of rent, damage to the property, unsociable conduct, and subletting
  • Successful service of the Section 8 notice provides grounds for obtaining a possession order

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Landlord and Tenant:  Anti-Social Behaviour

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Anti-Social Behaviour?

Anti-Social Behaviour can include - violence or threats of violence. very loud music, TV or noisy parties. rubbish left outside the property. drunken behaviour that disturbs others.

It stands as a prevalent reason for landlords to issue possession notices to evict a tenant, which can cause considerable stress for both landlords and neighbouring residents.

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Landlord and Tenant:  Breach of Tenancy Agreement

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Breach of Tenancy Agreement?

A Breach of Tenancy Agreement is when a tenant fails to comply with the terms of the Tenancy Agreement. This can be anything from:

  • Failure to pay Rent
  • Damage to Property
  • Illegal activity on the property

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Landlord and Tenant:  Disrepair

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Disrepair?

Housing Disrepair pertains to a rented property requiring repairs to meet the standards suitable for tenant habitation. It falls under the tenant's obligation to promptly notify landlords of any issues, and by law, landlords must take corrective action within a 'reasonable' timeframe.

Swift responsiveness is crucial to prevent any possible housing disrepair claims being initiated by the tenant.

Advice can be provided for both tenants and landlords.

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Landlord and Tenant:  Harassment

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Harassment?

Harassment in the UK includes actions by landlords that make tenants feel unsafe or disrupt peaceful living, such as changing locks without notice or withholding keys.

It's a crime for a landlord to harass tenants or try to force them out of a property without using proper procedures. If this happens, you may have a right to claim damages through the court.

Eviction options include a Section 8 notice for tenancy breaches and a Section 21 notice for 'no-fault' evictions'.

Adhering to the legal eviction process is essential to avoid accusations of harassment, potential prosecution, and imprisonment.

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Landlord and Tenant:  Rent Deposits

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Rent Deposits?

It is mandatory to deposit your tenant's rental deposit into one of the three government-backed tenancy deposit protection schemes. They are the Tenancy Deposit Solutions Limited (TDSL) also known as MyDeposits, The Deposit Protection Service (DPS) and The Tenancy Deposit Scheme (TDS) within 30 days of receipt.

These schemes are designed to guarantee tenants the return of their deposit when the tenancy concludes, provided they have not violated any terms.

In cases of disagreement with your tenant, the scheme will retain the deposit until the matter is resolved.

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Landlord and Tenant:  Right to Manage

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Right to Manage?

Landlord and Tenant Law in the UK grants leasehold property owners the Right to Manage (RTM), allowing them to assume control of the building's management without the landlord's agreement. Leaseholders must notify the landlord if they intend to exercise this right.

If successful, the leaseholders will manage the building while the landlord retains ownership.

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Landlord Home Emergency Cover

Our panel of carefully selected Specialist Insurance providers will offer options when looking for Landlord Home Emergency Cover.

What is Landlord Home Emergency Cover?

Landlord Home Emergency provides Cover in the UK, and peace of mind not having to pay for those costly call out fees.

  • Standalone insurance
  • Specifically designed for landlords
  • Protection and assistance for home emergencies
  • Covers plumbing, heating, electrical, security, and more
  • 24/7 emergency helpline
  • Covers callouts, parts, and labour
  • Provides peace of mind and financial burden for landlords

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Landlords Contents Insurance

Our panel of carefully selected Specialist Insurance providers will offer options when looking for Landlords Contents Insurance.

What is Landlords Contents Insurance?

Landlord Contents Insurance covers for the cost of repair or replacement of furniture and appliances that are provided in your rental property in the event of a valid claim.

These possessions may well include everything from beds, sofas, dining tables, curtains, carpets and freestanding white goods, being washing machines, fridge freezers.

Key elements of cover within this policy

  • Loss of rental income cover
  • Trace and Access
  • Costs of removal of tenants debris
  • Covers damage caused by forced access by emergency services
  • Some insurance policies include as standard or can be added the option of Landlord’s Legal Protection cover for up to £50,000
  • Accidental damage to underground pipes and cables
  • The cost of replacement locks and keys if your keys are lost or stolen
  • Alternative accommodation costs for tenants if the property is uninhabitable following an insured event
  • Malicious damage and theft by tenants
  • Costs from unauthorised use of electricity, gas or water
  • Accidental damage cover can be included for contents
  • Protection for personal belongings and household items
  • Safeguard against theft, damage, and loss
  • Cover for furniture, appliances, electronics, and more
  • Additional cover options available for high-value items
  • Insurance against natural disasters, fire, and water damage
  • Affordable premiums and flexible payment options
  • UK claims and support when needed

Comprehensive contents insurance for landlords wherever your property is in the UK, offering peace of mind should the need arise for a claim.

This policy by some of our brokers is underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. This means when you buy this policy, you are helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim.

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Landlords Liability

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Landlords Liability.

What is Landlords Liability?

Landlord Liability Insurance is designed to protect you from personal injury claims made by tenants, guests, visitors, or people employed to work on your property.

This policy covers you and includes the following:

  • £5m public liability cover
  • Covers loss or damage to material property or bodily injury (including death, illness, or disease)
  • Cover provided where you own the property on leasehold and the freeholder insures the buildings
  • Legal Expenses following a claim
  • Competitive premiums

Find out how our panel of insurance specialists can advise and help find the right cover for you.

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Lease Drafting Commercial

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Lease Drafting for Commercial Property?

Lease Drafting for Commercial Property is the first step to creating a lease agreement for both parties legal representatives will discuss what it will contain and record this in a written document (the 'heads of terms').

Once agreed, the landlord's solicitors usually drafts the lease agreement.

Our panel of specialist lawyers can draft and advise you on the following:

  • Drafting the Lease 
  • Management of the Agreement
  • Ensuring you understand relevant clauses and your responsibilities
  • Dealing with all negotiations with your landlord

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Lease Drafting Residential

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Lease Drafting for Residential Property?

Lease Drafting for Residential Property is the first step to creating a lease agreement for both parties legal representatives will discuss what it will contain and record this in a written document (the 'heads of terms').

Once agreed, the landlord's solicitors usually drafts the lease agreement.

Our panel of specialist lawyers can draft and advise you on the following:

  • Drafting the Lease 
  • Management of the Agreement
  • Ensuring you understand relevant clauses and your responsibilities
  • Dealing with all negotiations with your landlord

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Lease Option Agreement

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Lease Option Agreement?

A lease option is an agreement that gives a renter a choice to purchase the rented property during or at the end of the rental period. It also precludes the owner from offering the property for sale to anyone else.

When the term expires, the renter must either exercise the option or forfeit it.

Our panel of specialist lawyers can draft and advise you on the following:

  • Drafting the Lease Option
  • Management of the Agreement
  • Power of Attorney together with registering the Restriction on Title

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Lease Review and Negotiation (Commercial)

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Lease Review and Negotiation for Commercial Property?

Engaging the services of a solicitor for the review or negotiation of a commercial lease is imperative to safeguard your interests as a tenant under the jurisdiction of UK law.

A solicitor possesses the expertise to offer sound advice, adeptly negotiate favorable terms, safeguard your interests, mitigate risks, economise time and financial resources, enhance clarity, prevent misunderstandings, and facilitate the resolution of disputes.

Find out how our panel of specialist lawyers can assist you.

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Lease Review and Negotiation (Residential)

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Lease Review and Negotiation for Residential Property?

Engaging the services of a solicitor for the review or negotiation of a commercial lease is imperative to safeguard your interests as a tenant under the jurisdiction of UK law.

A solicitor possesses the expertise to offer sound advice, adeptly negotiate favorable terms, safeguard your interests, mitigate risks, economise time and financial resources, enhance clarity, prevent misunderstandings, and facilitate the resolution of disputes.

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Lettings

Our network of carefully selected and trusted Letting Agents, will be able to assist you in renting and managing your residential or commercial property throughout the UK including Scotland and Northern Ireland.

SynergiseUK vet all letting agents, who work to our strict code of practice, and offer the following for clients.

  • Unrivalled Service
  • Competitive Fees
  • Weekly Feedback
  • Help and Support
  • Landlord advice

Find out how our panel of letting specialists can advise and help you.

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Libel

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What is Libel?

Libel law permits individuals and companies to go to court to defend their reputations against the harms caused by false and defamatory publications made by others.

A claimant must show that they have been identified in the publication, and that the publication was defamatory.

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Licence Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Licence Agreements?

License agreements are legal contracts that grant permission to use a specified property, such as intellectual property or real property, under certain terms and conditions. These agreements outline the rights and responsibilities of the licensor (the party granting the license) and the licensee (the party receiving the license).

Our panel of specialist lawyers are able to carry out the following:

  • Definition and Scope
  • Grant of Rights
  • Conditions and Restrictions
  • Duration and Termination
  • Payment and Royalties
  • Intellectual Property Ownership
  • Warranties and Liabilities
  • Governing Law
  • Confidentiality
  • Dispute Resolution
  • Assignment and Transfer

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Life Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Life Insurance.

What is Life Insurance?

Life Insurance is put in place if you pass away giving peace of mind, knowing your family will be provided for after you have gone.

The cover may well be needed for:

  • Outstanding debts, including a mortgage
  • Household bills
  • Everyday living costs
  • Childcare

If the cover is for a specified period, there are two main types:

  • Level term assurance - The policy will pay a lump sum in the event of death during a pre-agreed term
  • Decreasing term assurance - Usually used alongside a reducing debt, like a mortgage. The lump sum reduces in line with the debt during the term. These policies are usually cheaper than level term assurance

Key points of the policy:

  • Payout on death - In the event of death the payment can be a single lump sum payment or a regular income depending on the type of policy you have
  • Terminal illness cover - Some plans allow you to receive your payment early if you're diagnosed with a terminal illness that meets the insurer’s definition and you're not expected to live longer than a specified time period. Once payment is made your policy will end and no further claims can usually be paid
  • Option to include critical illness cover  -  A lot of insurers allow you to include critical illness in addition to the life insurance

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Loan Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Loan Agreement?

A Loan Agreement is a contract between a lender and borrower which outlines the terms and conditions of a money loan.

Our panel of specialist lawyers are able to carry out the following:

  • Drafting of the agreement
  • Advising you of bespoke clauses and agreement
  • Negotiating between the parties

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Management Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Management Agreement?

A Management Agreement is a legal arrangement between a property owner and a management company or individual, typically outlining the terms and responsibilities related to the management of a property or business.

Our specialist lawyers can assist with the below:

  • Parties involved
  • Scope of management
  • Duration and termination
  • Compensation
  • Duties and responsibilities
  • Liabilities and indemnities
  • Insurance
  • Confidentiality
  • Dispute resolution
  • Governing law

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Media and Entertainment Law

Our panel of carefully selected Specialist Lawyers are always here to support and assist you when needed.

What is Media and Entertainment Law?

Media and Entertainment Law is dealt with by lawyers who assist those in the film, television, music, sport, publishing and entertainment industries.

Our specialist media lawyers are here to provide high quality advice to individuals in the public eye, with the focus always to keep their commercial interests and reputation in mind.

This are of law covers finance, intellectual property, litigation, contracts etc . As they affect participants in the media and entertainment industry, such as film and television studios, broadcasters, music companies, communications companies, and the like.

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Medical Negligence:  Bolam Test

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is the Bolam Test?

The Bolam Test is a criterion used to assess whether a medical practitioner has fulfilled this duty of care.

Healthcare professionals are obligated to provide a standard of care to their patients.

If the practitioner is found to have neglected the well-being and safety of their patient, it may result in a clinical negligence claim.

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Medical Negligence:  Fatal Claims

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Fatal Claims Law?

A Fatal Claim arises when a person has died due to negligence.

The distressing experience of losing a loved one is further complicated by the necessity of an inquiry or examination to determine the events leading to the fatality.

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Medical Negligence:  GP Negligence Claims

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are GP Negliegence Claims?

If you suspect that you've endured unnecessary suffering or that a pre-existing illness has exacerbated due to your GP's negligent care, you may be eligible for compensation.

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Medical Negligence:  Hospital Negligence Claims

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Hospital Negligence claims?

If you believe that you or a loved one has suffered medical negligence, you can make a claim for yourself or on behalf of someone else.

In most medical negligence cases, you will need to prove the following: The medical professional treated you in a way that no competent person in the same profession would have done.

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Medical Negligence:  Misdiagnosis Claims

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Misdiagnosis Claims?

Misdiagnosis Claims represent a significant legal concern. The repercussions of medical misdiagnosis can be profound, leading to enduring physical and psychological anguish.

Our specialist lawyers have a track record of securing compensation in various misdiagnosis cases, encompassing conditions such as cancer, epilepsy, fractures, sepsis, and stroke.

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Medical Negligence:  NHS Compensation

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is NHS Compensation?

Individuals have the option to pursue a claim against the National Health Service (NHS). The NHS, being an entity tasked with the responsibility of caring for each patient, is obligated to provide a standard of care.

In instances where a patient experiences harm or illness due to a mishap, they may be eligible to seek compensation through a claims process.

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Memorandum of Understanding

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Memorandum of Understanding?

A Memorandum of Understanding (MoU) is a non-legally binding document that outlines the terms and understanding between two or more parties regarding a particular project, collaboration, or partnership.

While an MoU is not a legally enforceable contract, it serves as a formal record of the parties' intentions and commitments.

Our specialist lawyers can assist with the following:

  • Clarity of Terms
  • Intention to Negotiate Further
  • Confidentiality
  • Duration and Termination
  • No Legal Remedies

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Merger & Acquisition Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Merger & Acquisition Agreements?

Merger and acquisition (M&A) agreements involve complex legal processes aimed at combining two or more companies.

Below is a summary of key aspects our specialist lawyers can assist you with:

  • Legal Framework (outline the legal procedures for mergers and acquisitions)
  • Due Diligence
  • Negotiation and Structure
  • Definitive Agreements
  • Consideration and Payment
  • Regulatory Approval
  • Employee Issues
  • Closing and Post-Closing
  • Dispute Resolution
  • Confidentiality and Non-Compete
  • Public Disclosure

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Mobile App Development

Our careful selected panel of Specialist Developers utilise knowledge of user expectations, to help your business with world-class mobile development services.

  • Android App Development
  • Cross Platform Mobile Apps
  • Internet Of Things
  • iPhone App Development
  • React Native Apps
  • Enterprise Mobility Solutions
  • Flutter App Development
  • Progressive Web Apps Development

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Mobility Insurance:  Mobility Scooter Insurance

Our carefully selected panel of Specialist Insurance providers can offer Insurance cover for mobility scooters, wheelchair and powered wheelchair users throughout the UK, offering you peace of mind should the need for a claim arise.

Listed below are just some of the key features of each policy:

  • No Excess
  • Theft, Vandalism and Accidential Damage
  • Third Party Liability and Legal Expenses
  • Puncture Repair
  • Fire Storm and Flood
  • International travel cover (Excluding USA and Canada)
  • No Hidden Fees

Some of the policies are underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. This means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim.

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Mobility Insurance:  Powered Wheelchair Insurance

Our carefully selected panel of Specialist Insurance providers can offer Insurance cover for mobility scooters, wheelchair and powered wheelchair users throughout the UK, offering you peace of mind should the need for a claim arise.

Listed below are just some of the key features of each policy

  • No Excess
  • Theft, Vandalism and Accidential Damage
  • Third Party Liability and Legal Expenses
  • Puncture Repair
  • Fire Storm and Flood
  • International travel cover (Excluding USA and Canada)
  • No Hidden Fees

Some of the policies are underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. This means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim.

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Mobility Insurance:  Wheelchair Insurance

Our carefully selected panel of Specialist Insurance providers can offer Insurance cover for mobility scooters, wheelchair and powered wheelchair users throughout the UK, offering you peace of mind should the need for a claim arise.

Listed below are just some of the key features of each policy:

  • No Excess
  • Theft, Vandalism and Accidential Damage
  • Third Party Liability and Legal Expenses
  • Puncture Repair
  • Fire Storm and Flood
  • International travel cover (Excluding USA and Canada)
  • No Hidden Fees 

Some of the policies are underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army.

This means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim.

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Motor Trade Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Motor Trade Insurance.

What is Motor Trade Insurance?

Motor Trade Insurance cover is there for businesses working within the industry throughout the UK, offering peace of mind should the need arise for a claim.

Listed below are some the main inclusions of cover within your policy:

  • Standard public liability limit of £5 million
  • Employers liability £10million
  • Full cover for loan cars
  • Cover for vehicle recovery
  • All trades considered
  • Cover for diversified businesses
  • Competitive premiums

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Multi Cover Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Multi Cover Insurance.

What is Multi Cover Insurance?

Multi Cover Insurance covers you for a variety of common disputes that may arise from property to tax investigation, legal disputes and more that may need to be defended. 

This policy not only offers you peace of mind should the need arise for a claim, cover can be used across your property portfolio if you are a landlord.

Listed below are the main points of cover within this policy:

  • Recovery of outstanding debts
  • Disputes with your tenant or guests relating to a let property
  • Damage caused to your premises and let property
  • Disputes with employees
  • Appeals against licence to trade
  • Pursuit of claims following death or personal injury
  • Restrictive convenant disputes
  • Nuisance or trespass
  • Jury service and witness expenses
  • HMRC investigations into your tax affairs
  • Health and Safety or criminal prosecutions
  • Contractual disputes with suppliers or clients
  • Access to 24-hour helpline
  • Cover for Sole Traders and Limited Companies

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Multi-Property Landlord Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Multi-Property landlord Insurance.

What is Multi-Property Landlord Insurance?

Multi Property Landlord Insurance is essential for landlords with a portfolio of properties.

This type of insurance offers cover under one policy for all your properties within your portfolio. Whether Residential or Commercial, saving you time, and peace of mind should the need arise for a claim.

We have listed below the main cover within your policy

  • Comprehensive cover across your portfolio
  • Add unlimited properties
  • No mid-term amendment fees
  • UK claims team
  • Discounts for multiple properties
  • All risks considered
  • Wide range of tenancy types considered - to include students, and tenants in receipt of universal credits
  • Cover for costs of rehousing a tenant(s) following insured damage to the property.
  • Loss of rent cover following insured damage to the property.
  • Property owners liability cover up to £5,000,000
  • Employers liability cover up to £10,000,000 for cleaners, gardeners, caretakers, and persons doing minor maintenance and repairs
  • Up to 90 days full cover between lets for unoccupied properties

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No Deposit Renting 

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for No Deposit Renting.

What is No Deposit Renting?

No Deposit Renting, or deposit alternatives, allow tenants to opt out of a traditional deposit (typically five weeks' rent) and instead pay a non-refundable fee of one week's rent.

Recently highlighted in the government's latest 'How to Rent Guide', this option benefits tenants by eliminating the need for a substantial cash deposit. In 2023, the average amount payable by a tenant was £242, compared to a typical £1,300 cash deposit, offering significant savings.

The landlord in turn is protected for between 5 to 8-week’s rent sometimes 12 weeks cover in case of any rent arrears or damages.

Most providers have different ways of covering landlords, with some cover being insurance backed, and some offering an insurance type warranty, being held by the provider. So landlords can be comfortable that they will be paid in the event of any charges. 

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Non Compete Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Non Compete Agreements?

A non-compete agreements are known as "restrictive covenants" and are subject to certain legal principles.

These agreements are typically included in employment contracts and are designed to restrict employees from engaging in competitive activities with their current employer for a specified period of time and within a defined geographic area after the termination of employment.

  • Reasonableness
  • Trade Secrets and Confidential Information
  • Consideration
  • Garden Leave
  • Public Policy
  • Specificity

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Non Disclosure Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

A Non-Disclosure Agreement (NDA), also known as a confidentiality agreement, is a legal contract designed to protect sensitive and confidential information shared between parties.

The below is a summary of key points related to Non-Disclosure Agreements that our specialist lawyers can assist with:

  • Unilateral NDA
  • Bilateral/Mutual NDADuration
  • Scope of Confidential Information
  • Obligations of the Receiving PartyExceptions
  • Consequences of Breach
  • Governing Law and Jurisdiction
  • Customisation
  • Signing and Execution

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Notary Services 

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Notary Services?

Notary Services is primarily a service concerning the authentication and certification of signatures, authority and capacity relating to documents for use abroad.

They are also authorised to conduct general legal practice such as conveyancing, probate, witnessing of signatures, to make it official or legal.

Notary Services are there when needed for personal or business related matters.

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Option to Purchase Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Option to Purchase Agreements?

An Option to Purchase Agreement is a legal arrangement that grants one party the exclusive right to buy a property from another party within a specified timeframe and at a predetermined price.

This agreement is commonly used in conveyancing transactions and provides the potential buyer, known as the option holder, with the flexibility to decide whether to proceed with the purchase.

  • Exclusive Right
  • Fixed Price: Timeframe
  • Consideration
  • Non-refundable Option Fee
  • Conditions and Terms
  • Consequences of Non-Exercise
  • Legal Formalities

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Outsourcing Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Outsourcing Agreements?

Outsourcing Agreements are legally binding contracts that delineate the terms and conditions governing the delegation of specific business functions or processes from one party (the client) to another (the service provider).

These agreements typically cover key aspects such as scope of services, performance metrics, service levels, pricing structures, confidentiality, intellectual property rights, termination clauses, and dispute resolution mechanisms.

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Partnership Agreements

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Partnership Agreement?

 A Partnership Agreement is a legal document that outlines the terms and conditions governing the relationship between two or more individuals or entities engaged in a business partnership.

Below is a brief summary of what are specialist lawyers can assis you with: 

  • Formation of Partnership
  • Capital Contributions
  • Profits and Losses
  • Management and Decision-Making
  • Partnership Authority
  • Dispute Resolution
  • Admission and Withdrawal of Partners
  • Dissolution
  • Tax Consideration
  • Duration of Partnership

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Patent Claims

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Patent Claims?

A Patent Claim is a precise statement of the invention that you want to protect. Your first claim must define the invention by setting out its distinctive technical features.

These are the features which distinguish your invention from what is already known within the same or similar field.

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PAYE Tax Investigation

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a PAYE Tax Investigation?

A PAYE Tax Investigation is to establish whether the business has operated PAYE correctly.

This type of investigation is almost always carried out by way of a visit to the business premises to look at the business books and records. When attending there are usually two HMRC officers present.

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Personal Accident and Sickness Cover

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Personal Accident and Sickness Cover.

What is Personal Accident and Sickness Cover?

Personal Accident and Sickness Insurance Cover for extra piece of mind during those unexpected times for you and your family.

The key points of cover are listed below:

  • Comprehensive insurance for personal accident and health protection
  • Accidental death
  • Loss of one or two limbs
  • Loss of one or two eyes
  • Permanent total disablement
  • Temporary total disablement (per week)
  • Temporary partial disablement (per week) sickness benefits
  • Total and irrecoverable loss of sight in both eyes
  • Permanent total disablement by paralysis
  • Temporary total disablement (per week)
  • Offers financial security in case of illness or injury
  • Covers medical expenses and loss of income during recovery
  • Tailored plans to meet individual needs and circumstances
  • Covers a wide range of illnesses and medical conditions
  • Offers flexible policy options and levels of cover
  • Access to a network of healthcare providers
  • Prompt and efficient claims process

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Personal Disputes and Litigation:  Boundary Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Boundary Disputes?

Conflicts and legal actions may emerge when two individuals assert their entitlement to inhabit a specific parcel of land, leading to what is commonly known as boundary disputes.

Such disagreements frequently arise when one party undertakes construction activities such as building extensions, outbuildings, fences, or walls on a piece of land that another person contends belongs to them.

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Personal Disputes and Litigation:  Building Disputes

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Building Disputes?

Various types of conflicts in the construction industry in the UK often revolve around legal matters.

One prevalent category of disputes concerns issues with builders. For instance, disputes may arise in cases of corrective work and additional expenses.

In situations where you've had to hire another builder to rectify the inadequacies of the original one, you may seek compensation for the additional costs you've had to bear.

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Personal Disputes and Litigation:  Contract Disputes

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What are Contract Disputes?

Contractual conflicts and legal proceedings often stem from situations where one party fails to adhere to the stipulations of a contract or neglects to fulfill their contractual responsibilities.

In these circumstances, a breach of contract claim may be pursued.

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Personal Disputes and Litigation:  Credit Hire Claims

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Credit Hire Claims?

Credit Hire involves obtaining a replacement vehicle from a credit hire company after a car accident, especially when a courtesy car is not readily available or does not meet one's preferences. If the accident was not the individual's fault, their insurer may arrange a credit hire.

A credit hire agreement is signed upon receiving the replacement vehicle. After the individual's car is repaired, the credit hire company invoices the at-fault party's insurance, expecting full reimbursement for the rental cost.

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Personal Disputes and Litigation:  Defamation

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What is Defamation?

Defamation involves a range of statements that can be deemed defamatory. Classic instances include accusations of dishonesty, impropriety, or assertions suggesting a company is facing financial challenges.

To succeed in a defamation case, the claimant must substantiate the crucial points, leading to a favourable outcome, unless the defendant can successfully prove one of the recognised defences.

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Personal Disputes and Litigation:  Employment Disputes

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What are Employment Disputes?

Disputes and legal matters in the context of employment in the UK can be addressed through a systematic process.

In the event of a disagreement with your employer, the initial course of action involves expressing concerns informally. Should this informal approach prove unsuccessful, the subsequent step entails adhering to your employer's established formal grievance procedure.

It is advisable to resolve conflicts with your employer through these internal channels, as doing so is generally more conducive to achieving a prompt and amicable resolution compared to resorting to legal proceedings in an employment tribunal.

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Personal Disputes and Litigation:  Faulty Products

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Faulty Products in Litigation?

In cases involving faulty products, it's crucial to consult specialised lawyers for the best possible outcome.

Despite seeming straightforward, product liability claims often pose complex challenges, particularly in determining responsibility among parties like retailers, manufacturers, and importers, especially when dealing with major online platforms.

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Personal Disputes and Litigation:  Holiday Disputes

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What are Holiday Disputes?

Holidays don't always go as planned, with flight delays, lost luggage, subpar accommodation, accidents, and food poisoning causing disruptions. If your holiday falls short, our lawyers can help you claim compensation. Specialising in holiday disputes, they can provide legal advice and representation for issues with travel companies or flight operators.

Your legal protection depends on whether it was a package holiday, self-arranged travel, or a holiday with 'linked travel arrangements' 

Our lawyers can guide you on your rights and options within the relevant legal framework.

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Personal Disputes and Litigation:  Part 36 Offer

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What is a Part 36 Offer?

A 'Part 36 offer' is a specialised form of settlement proposal employed to resolve, either wholly or partially, a disagreement between parties engaged in civil litigation in the UK. This procedure is regulated by Part 36 of the Civil Procedure Rules, providing claimants and defendants with a means to resolve their claims without resorting to a trial or involving the court.

It's crucial to note that not all settlement offers are created equal. A Part 36 offer has distinctive characteristics, requiring a specific method of presentation. Moreover, the acceptance or rejection of such an offer carries significant cost implications for the involved parties.

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Personal Disputes and Litigation:  Professional Negligence

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What is Professional Negligence?

Disputes and legal actions may arise concerning professional negligence, where individuals or entities seek compensation for losses incurred due to substandard services or advice provided by a professional. 

Professional negligence occurs when a professional fails to meet the expected standard of performance or violates their duty of care, leading to subsequent financial losses, physical harm, property damage or personal injury to their clients or customers.

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Personal Injury:  Accident Investigation

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Accident Investigation?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Thorough examination of the circumstances surrounding an accident
  • Gathering evidence to establish liability and support the claim
  • Collaborating with experts, witnesses, and authorities for a comprehensive assessment

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Personal Injury:  Back Injury Claims

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What are Back Injury Claims?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specilaist lawyers can assist you with the following:

  • Legal pursuit for compensation due to injuries affecting the back
  • Often involves assessing the impact on daily life and work capabilities
  • Medical evidence crucial for establishing the extent of the injury

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Personal Injury:  Broken Bone Compensation

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What is Broken Bone Compensation?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Seeking compensation for fractures or broken bones caused by accidents or negligence
  • Focus on medical reports and evidence proving liability
  • Compensation can cover medical expenses, rehabilitation, and potential loss of earnings

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Personal Injury:  Catastrophic Injury Claims

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What is a Catastrophic Injury Claim?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Addressing severe, life-altering injuries
  • Focus on extensive medical evidence and long-term care needs
  • Pursuing compensation for ongoing medical expenses and loss of quality of life

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Personal Injury:  Criminal Compensation Claim

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What is a Criminal Compensation Claim?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Pursuing compensation for victims of criminal acts
  • Typically involves violent crimes, with the state compensating victims
  • May require cooperation with police during legal proceedings

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Personal Injury:  Dependency Claim

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What is a Dependency Claim?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Involves compensation for dependents of someone who has suffered injury or death
  • Establishing financial dependence and the impact of the loss on dependents

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Personal Injury:  Fatal Accident Claims

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What are Fatal Accident Claims?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Pursuing compensation for the dependents of someone who has died due to another's negligence
  • Establishing the financial and emotional impact of the loss

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Personal Injury:  Industrial Injury Claims

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What are Industrial Injury Claims?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Addressing injuries caused by workplace conditions or activities
  • May involve long-term health issues due to exposure to hazardous substances
  • Emphasis on workplace safety regulations and employer liability

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Personal Injury:  Manual Handling Claims

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What are Manual Handling Claims?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Focused on injuries resulting from improper manual handling at work
  • Proving negligence in training or providing proper equipment
  • Employer responsibility in ensuring safe manual handling practices

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Personal Injury:  Neck Whiplash Compensation

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Neck Whiplash Compensation?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Seeking compensation for neck injuries often caused by rapid back-and-forth movement
  • Medical evidence crucial in establishing the severity of whiplash
  • Common in road traffic accidents

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Personal Injury:  Negotiation with Insurers

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Negotiation with Insurers?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Negotiating settlements with insurance companies on behalf of the injured party
  • Balancing the need for fair compensation and timely resolution
  • Legal expertise crucial in navigating insurance procedures

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Personal Injury:  Passenger Whiplash Claim

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Passenger Whiplash Claim?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Pursuing compensation for passengers involved in whiplash injuries during accidents
  • Establishing liability, often involving the driver at fault
  • Medical evidence key to assessing damages

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Personal Injury:  Pedestrian Accident

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Pedestrian Accident?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Legal recourse for pedestrians injured in accidents involving vehicles
  • Establishing driver negligence and liability
  • Compensation covers medical expenses, rehabilitation, and other losses

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Personal Injury:  Psychological Damage Compensation

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Psychological Damage Compensation?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Seeking compensation for mental and emotional injuries
  • Requires expert psychiatric assessments
  • Establishing a link between the incident and psychological trauma

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Personal Injury:  Road Traffic Accident (RTA) Compensation

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Road Traffic Accident Compensation?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Addressing various injuries resulting from road accidents
  • Proving fault and liability
  • Compensation for medical expenses, property damage, and other losses

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Personal Injury:  Slips, Trips and Falls Claims

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Slips,Trips and Falls Claim?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Pursuing compensation for injuries due to hazardous conditions
  • Establishing negligence in maintaining a safe environment
  • Common in public places, workplaces, or private properties

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Personal Injury:  Spinal Injury Claims

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What are Spinal Injury Claims?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Legal action for injuries affecting the spinal cord
  • Significant focus on the long-term impact on the individual's life
  • Compensation covers medical costs, rehabilitation, and lifestyle adjustments

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Personal Injury:  Tortious Liability

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Tortious Liability?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Legal responsibility for civil wrongs causing harm
  • Key element in personal injury claims
  • Establishing negligence or intentional wrongdoing

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Personal Injury:  Work Accident Claim

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Work Accident Claim?

Personal Injury Law covers cases where an individual has suffered harm, injury, or loss due to the negligence or intentional actions of another party.

Our specialist lawyers can assist you with the following:

  • Pursuing compensation for injuries sustained at the workplace
  • Emphasis on employer responsibility and compliance with safety regulations
  • Compensation covers medical costs, rehabilitation, and lost earnings

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Pet Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Pet Insurance.

What is Pet Insurance?

Pet insurance for your loved ones provides peace of mind and covers against those costly vet bills, if and when the need arises.

Listed below are the key points of cover:

  • Comprehensive cover for pets
  • Protection against unexpected veterinary expenses
  • Options for accident and illness coverage
  • Cover for routine care and vaccinations available
  • Options for lifetime cover for ongoing conditions
  • Assistance with emergency medical expenses
  • Access to a network of trusted veterinarians
  • Claims process for reimbursement of eligible expenses

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Photographers Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Photographers Insurance.

What is Photographers Insurance?

Photographer Insurance covers you in the event of a potential claim with some of the benefits listed below.

  • Covers you in case a photoshoot goes wrong
  • Accidential damage
  • Legal expenses
  • Employers liability
  • Public liability for the unexpected can be added
  • Professional indemnity cover
  • Certificates issued to show cover for you

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Portable Appliance Tests

Our panel of carefully selected Qualified Electricians, offer comprehensive portable appliance tests for Landlords throughout the UK.

What are Portable Appliance Tests?

Portable Appliance Tests are carried out to make sure cookers, electric heaters, microwaves and others are safe to use for your tenants or as a holiday let, when supplying such items.

  • Qualified electricians to carry out your certificates when needed
  • Inspections cover, all portable appliances for example cookers, electric heaters, microwaves
  • Auto renew service available, to save you time arranging inspections, and at no extra cost
  • All your certificates stored in a safe place within your own dashboard
  • Competitive pricing with electricians on hand when needed
  • Inspections help prevent accidents, protect your tenants and give you peace of mind

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Power of Attorney

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Power of Attorney?

Power of Attorney in the UK involves the creation of a legal document that confers the authority to make decisions on behalf of another individual.

This document comes in various forms, including general, enduring, and lasting powers of attorney, each with distinct scopes of authority.

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Private Sector Leasing Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Private Sector Leasing Insurance.

What is Private Sector Leasing Insurance?

Private Sector Leasing Insurance covers you for when properties are leased to tenants via the council. Who have a duty of care to provide temporary accommodation.

This type of insurance allows you to offer properties on a sub let basis, and within a private sector leasing scheme.

  • Insurance coverage for landlords in private sector leasing schemes
  • Protects against property damage, rental income loss, legal expenses, and tenant default
  • All types of tenants considered even those who claim Universal Credits or Housing Benefit
  • Sub letting is authorised
  • No tenant referencing required
  • Ensures peace of mind knowing you have the right insurance in place
  • This policy is backed by SAGIC who transfer all profits back to the Salvation Army to help the homeless

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Professional Indemnity Insurance

Our panel of carefully selected Specialist Insurance providers will offer the best options for you when looking for Professional Indemnity Insurance.

What is Professional Indemnity Insurance?

Professional Indemnity Insurance protects you against claims for loss or damage made by clients or third parties. As a result of the impact of negligent services you provided or negligent advice you offered.

There is a chance compensation claims can be brought against you even if you provided a service or offered advice for free.

We have included key elements of cover below:

  • Limits of indemnity available up to £2M
  • Competitive rates for most trades including electricians and plumbers
  • Option to cover multiple trades
  • Instant cover with documents immediately
  • UK telephone support
  • Annual and monthly payment options
  • Protects against financial losses resulting from errors, omissions, or negligence
  • Covers legal expenses, damages, and compensation claims
  • Essential for businesses offering professional services in the UK

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Property Law:  Bridging Loans

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is a Bridging Loan?

Our panel of specialist lawyers specialise in facilitating short-term financing for property transactions through bridging loans. Their conveyancers prioritise quick and efficient services, recognising the time sensitivity of these transactions.

They offer guidance on the legal aspects of bridging finance, increasing the likelihood of a successful application.

  • Bridging loans are short-term, typically ranging from 1 month to a year
  • Repayment is due at the end of the agreed-upon term
  • These loans facilitate the purchase of a new property before selling the current one
  • They can be used to finance rapid auction purchases
  • Bridging loans are also suitable for funding property development or renovation projects
  • Depending on individual circumstances, a bridging loan can be a practical alternative to a traditional mortgage

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Property Law:  Equity Release

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Equity Release?

Equity Release refers to financial products that allow homeowners, typically those aged 55 and older, to access the equity tied up in their property while continuing to live in it.

The two main types of equity release schemes are lifetime mortgages and home reversion plans. Releasing equity can have long term implications.

Our panel of specialist lawyers can advise you on your options and how best to protect you for the future.

Types of Equity Release:

Lifetime Mortgages:

  • This is the most common form of equity release.
  • Homeowners can borrow a lump sum or receive regular income, with interest accumulating on the loan.
  • The loan is repaid, along with accumulated interest, when the homeowner dies or moves into long-term care.
  • The amount owed can significantly increase over time due to compound interest.

Home Reversion Plans:

  • Involves selling a portion or all of the property to a provider in exchange for a lump sum or regular payments.
  • Homeowners retain the right to live in the property rent-free until death or moving into care.
  • The property is sold when the homeowner passes away, and the proceeds are divided according to the ownership share.

What our lawyers can assist you with:

  • Regulation
  • Safeguards
  • Impact on Means-Tested Benefits
  • Inheritance Considerations
  • Interest Rates and Costs

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Property Law:  Land Conveyancing

Our panel of carefully selected Specialist Lawyers are always here to support and assist when needed.

What is Land Conveyancing?

Land Conveyancing is where you employ a legal professional to assist in the purchasing and selling of land.

Whether you're a homeowner looking to acquire adjacent land, a self-builder, property investor, developer, or agricultural business owner, our specialist conveyancing lawyers can assist with a process tailored to meet your timeframe.

Areas that are covered:

  • Agricultural land
  • Investment land
  • Land for commercial development
  • Land for residential development
  • Land for those building their own homes (self-builds)
  • Land for mixed use development
  • Small parcels of land

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Property Law:  Lease Extensions

Our panel of carefully selected Specialist Property Lawyers are always here to support and assist when needed.

What is a Lease Extension?

A Lease Extension is a contractual agreement primarily involving the freeholder and leaseholder, wherein an extension period is added to an existing long-term lease.

This process entails the replacement of the current lease with a new one, specifying the commencement and conclusion dates of the extended lease, as well as outlining any updated terms.

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