Mobility scooter insurance provides specialist protection for electric and powered mobility scooters. Cover includes theft, accidental damage, vandalism, and third party liability, giving users peace of mind whether on private property, town centres, or public paths.
SynergiseUK can help match you with insurers who understand the unique needs of mobility scooter owners.
Who Is It For
Mobility scooter insurance is suitable for:
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Individuals who rely on mobility scooters for daily independence
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Users of powered scooters on pavements, parks, or private land
What Does It Cover
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Theft or attempted theft of your mobility scooter
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Accidental damage or vandalism
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Third party liability if injury or property damage occurs
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Optional personal accident cover
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Optional cover for accessories and spare batteries
Listed below are just some of the key features of each policy:
- No Excess
- Theft, Vandalism and Accidential Damage
- Third Party Liability and Legal Expenses
- Puncture Repair
- Fire Storm and Flood
- International travel cover (Excluding USA and Canada)
- No Hidden Fees
Some of the policies are underwritten by SAGIC being The Salvation Army General Insurance Corporation, which are wholly owned by The Salvation Army. This means when you buy this policy from some of our providers, you will be helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim.
Stay mobile and protected with specialist insurance for your scooter.
Frequently asked Q&A's
Mobility Scooter Insurance is a specialist policy that protects your mobility scooter or powered wheelchair from loss, damage, theft and legal liability while giving you peace of mind on your journeys.
No, it isn’t legally required to have insurance for a mobility scooter in the UK, but it is strongly recommended to protect your scooter and to cover liability if someone is injured or property is damaged.
Policies normally include cover for accidental loss or damage, theft, vandalism, third‑party liability, and legal expenses, ensuring you’re protected against common risks.
Yes, most policies include theft cover if your scooter is stolen, subject to evidence of forcible entry or secure storage at the time of the incident.
Yes, third‑party liability is usually included, providing financial protection if you accidentally injure someone or damage their property while using the scooter.
Yes, some policies include personal effects cover, which protects items you carry with your scooter against loss or damage.
Many insurers include personal accident cover to help with costs if you’re injured in an insured incident while using your scooter.
Yes, certain policies include breakdown and recovery assistance, helping you if your scooter suffers a mechanical issue or puncture while out and about.
Some policies include travel cover for up to a set period abroad, such as when you’re on holiday, though exclusions may apply depending on the insurer and destination.
Costs vary based on the level of cover and value of your scooter, but many policies are competitively priced and designed to be affordable for regular use.
Yes, many insurers offer combined cover for both mobility scooters and powered wheelchairs under one policy.
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